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Old 02-15-2015, 02:56 PM   #21
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When you say get a target fund, Your saying put all the assets in a certain fund and just leave them alone. Any target fund that you would suggest?

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Old 02-16-2015, 04:24 AM   #22
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Originally Posted by Lump2 View Post
When you say get a target fund, Your saying put all the assets in a certain fund and just leave them alone. Any target fund that you would suggest?
I didn't bring up the target date fund but I'll comment anyway. I would only recommend a target date fund for someone that is absolutely against taking any role in being their own FA. I personally think it's as good as using a percent of assets FA for most people and saves a lot of money.

I suggest you read Andrew Hallam's Millionaire Teacher as a really good introduction to index investing. It's pretty simple and easy to read. It's what you'll get encouraged to do by the vast majority of people here. If you have a complicated financial life (but it doesn't sound like you do), even I would recommend a fee only planner. Even then, I'd suggest you consolidate your money at Vanguard and get a decent review of your financial situation by a CFP for free or very low cost.

The object of life is not to be on the side of the majority, but to escape finding oneself in the ranks of the insane -- Marcus Aurelius
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