With 2 days left to an unexpectedly early ER, I've started looking at the withdrawal phase. If I punch my figures (60k spending, 35 years, 1M starting, SS 15k for 1 at 66, 38k for the other at 70) into Firecalc (also Quicken and Fido's planner) I get 100% success with the minimum or $87K, max of $4M, and an average of $1.4m left on D Day, in today's dollars.
Would it not be prudent to use something other then 100% success and adjust it yearly? Or does one recalculate the 100% success # each year.
What are your thoughts on this?