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Re: First Quarter, 2007 Investment Returns
Old 04-08-2007, 08:58 PM   #61
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Re: First Quarter, 2007 Investment Returns

Quote:
Originally Posted by dmpi
I can understand that if you hold some international that can supercharge your return, but if you hold any bonds or fixed income that's going to knock it way down.
Not true. Modern Portfolio Theory states that a diversified mix of non-correlated assets actually has a HIGHER risk adjusted return than a single class of assets. Likewise, studies have shown that an 80/20 mix of equities/bonds returns almost the same as 100% equities. (I think the difference in return over time is less than .5 percent, with a dramatic decrease in volatility)

As an example, Vanguard's total stock market index fund (VTSMX) returned 15.5% in 2006, while the lifestrategy growth fund (VASGX, approx 84/16 equities/fixed income) had a HIGHER return of 16.13%.
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Re: First Quarter, 2007 Investment Returns
Old 04-08-2007, 09:25 PM   #62
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Re: First Quarter, 2007 Investment Returns

3.11%................... :P
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Re: First Quarter, 2007 Investment Returns
Old 04-09-2007, 10:52 AM   #63
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Re: First Quarter, 2007 Investment Returns

As of 4/1 I'm up 2.1%

Quote:
Originally Posted by dmpi
I'm amazed (and confused) that year after year the majority of the posters manage to beat the S&P 500 by a sizeable margin. Even professional money managers have a tough time doing that. Just what is the deal here? Do you guys really do that good? I'm not calling anybody here a cheater... But if it's true, I just want to get in on the action!
Your seeing a "self reporting" problem. Those who do better, tell you to brag, those who do worse say nothing . Of course thats not 100% true, but close.

Laters,
-d.
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Re: First Quarter, 2007 Investment Returns
Old 04-09-2007, 12:01 PM   #64
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Re: First Quarter, 2007 Investment Returns

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...What is going on? Maybe I should move 50% of my portfolio into other global markets.


That is where I am. Of course that means I am not on John Greaney's Christmas card list.

By the way, 2007 has been up and down for my portfolio and until about 1 April I think it was at about +1.6% (had been up ~4+ % earlier). Lesson: All the gains are in a few days, so stay invested or you will miss them.

This mix has been good to us so far. No complaints. We rode out 1987 and 2000-2003 fully invested and we are doubling the pot about every 5 years. Will this continue? Will I live to enjoy retirement? Will we have to live in a piano crate under a bridge? Beats me. Gummy won't let me borrow his crystal ball.
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Re: First Quarter, 2007 Investment Returns
Old 04-09-2007, 12:28 PM   #65
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Re: First Quarter, 2007 Investment Returns

Quicken says 2.89%, but it puts an asterisk on that by pointing out that one of my kids' 529 accounts doesn't have a 1/1/07 valuation, so it is guessing for me. Take that data point out and I'm tracking the S&P/TSM pretty much.

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Re: First Quarter, 2007 Investment Returns
Old 04-09-2007, 03:52 PM   #66
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Re: First Quarter, 2007 Investment Returns

Up 3.2% for my 401k, my wife is up 4.1%

90% of our savings is in 401ks.
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Re: First Quarter, 2007 Investment Returns
Old 04-10-2007, 05:13 AM   #67
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Re: First Quarter, 2007 Investment Returns

Quote:
Originally Posted by dgalbraith100
Your seeing a "self reporting" problem. Those who do better, tell you to brag, those who do worse say nothing . Of course thats not 100% true, but close.
Say it ain't so!!
Next you will tell me that people on the internet aren't always truthful
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Re: First Quarter, 2007 Investment Returns
Old 04-10-2007, 06:29 PM   #68
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Re: First Quarter, 2007 Investment Returns

Good thing I keep records. I thought I was doing much better.

I was up 3.8%

Over the past 6 months I am up 15%.

I have almost 50% international stocks.
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Re: First Quarter, 2007 Investment Returns
Old 04-10-2007, 06:42 PM   #69
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Re: First Quarter, 2007 Investment Returns

My 401K is up 2.0% (not counting additional capital contributions as I suspect some people are!!) : : :

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Re: First Quarter, 2007 Investment Returns
Old 04-11-2007, 03:50 AM   #70
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Re: First Quarter, 2007 Investment Returns

Well, not so good here. 1.3 %. But that works for me.

Rick
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Re: First Quarter, 2007 Investment Returns
Old 04-11-2007, 10:24 AM   #71
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Re: First Quarter, 2007 Investment Returns

+88% as of today

USD 450k all equity portfolio, in an Eastern European country. No leverage, no derivatives, only straight common stocks.
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Re: First Quarter, 2007 Investment Returns
Old 04-11-2007, 10:33 AM   #72
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Re: First Quarter, 2007 Investment Returns

Quote:
Originally Posted by dmpi
I'm amazed (and confused) that year after year the majority of the posters manage to beat the S&P 500 by a sizeable margin. Even professional money managers have a tough time doing that. Just what is the deal here? Do you guys really do that good? I'm not calling anybody here a cheater... But if it's true, I just want to get in on the action!
I don't beat the S&P year after year.. but my international has been doing great the last few... and I have about 10% of my portfolio in the company I work for which also has done well...
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Re: First Quarter, 2007 Investment Returns
Old 04-11-2007, 10:51 AM   #73
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Re: First Quarter, 2007 Investment Returns

3.21% - It's whatever the 65/35ish Target Retirement 2015 does. I don't check/rebalance my putz stocks since I'm going to putter with them anyway. Plus I often get 'offers I can't refuse':

KSE(the old Long Island Light), Bandag, New Plan Excel, and possibly Dow Chemical may get bought out - that's happened a lot with my dividend stocks the last 15 years - mergers/buyouts seem to hit in spurts.

heh heh heh - .
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Re: First Quarter, 2007 Investment Returns
Old 04-11-2007, 09:34 PM   #74
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Re: First Quarter, 2007 Investment Returns

2.55%
40% stocks, 55% bonds 5% cash at start of year when I re-balanced. VG portfolio analyzer now shows 41.5%, 54.2%, 4.3%

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Re: First Quarter, 2007 Investment Returns
Old 04-11-2007, 09:38 PM   #75
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Re: First Quarter, 2007 Investment Returns

I'm not being flippant, but I don't know and I really don't care.
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Re: First Quarter, 2007 Investment Returns
Old 04-11-2007, 10:03 PM   #76
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Re: First Quarter, 2007 Investment Returns

My Keogh report says I'm up 2.07%. That's OK with me.
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Re: First Quarter, 2007 Investment Returns
Old 04-12-2007, 12:49 PM   #77
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Re: First Quarter, 2007 Investment Returns

+2.5% with a 70/30 mix

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Re: First Quarter, 2007 Investment Returns
Old 04-14-2007, 03:09 PM   #78
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Re: First Quarter, 2007 Investment Returns

Quote:
Originally Posted by ScaredtoQuit
My 401K is up 2.0% (not counting additional capital contributions as I suspect some people are!!) : : :

i'm at about 3% as of friday 4/13 - not including capitol contributions...then it would be waaay! higher
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Re: First Quarter, 2007 Investment Returns
Old 04-14-2007, 04:46 PM   #79
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Re: First Quarter, 2007 Investment Returns

2.4% annualized last quarter. Quite the little air pocket.

However the portfolio's up 2.6% (not annualized) in the last two weeks alone, and 3.2% YTD.

95% equities, 5% cash.
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