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Okay I've been reading all the articles on this site. *Really really good I must say. *Now I have some questions.
After what I've read, I'm strongly reconsidering my decision to buy a house in a few years when I return to the States. *What John says about home ownership really makes sense to me. *I've had two houses in the past, one which I rented out. *It was quite the pain. *Don't think I'll ever do that again. *So I think I'm going to withdrawal my money out of the CD (losing only two months in interest) and invest it into index mutual funds. *That leads me to my question: *Which ones?
Many of the articles talk about diversification but also seem to be saying to stick with something as simple as just the Vanguard S&P 500 index fund or am I wrong?
Would investing in just the S&P fund be adequate for an investment under $100K or would this be too risky? *In the article: *"Asset Allocation for the Ages" [1998] it mentions a "... a balance in a diversified portfolio of domestic and foreign stocks." *But in the: "Invest for Retirement" [2001] article it mentions to avoid international investments all together. *That there is: "... little of investment interest outside of the United States." *Did something change between 1998 and 2001?
Is it good to invest in foreign investments or not really?
How can I figure out what mix of fund(s) would be appropriate for me? *Can anyone shed some light?
Natalie
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