figner
Recycles dryer sheets
A bit of self-centered musing:
Recently I hit a significant milestone in my FIRE portfolio. It so happens that in 1996, my then-SO introduced me to the concept of index investing, and I created my first spreadsheet projecting my net worth. It made assumptions about stock returns (I started out invested 100% in an S&P500 index fund and guessed 10% nominal annual returns), portfolio contributions, salary growth, etc. Now 18 years later, my net worth is within a couple percent of where that spreadsheet projected it would be this year!
How weird that all my (somewhat inaccurate in retrospect) assumptions canceled each other out and left me with a fairly accurate number. Or, it could just be my natural brilliance.
Recently I hit a significant milestone in my FIRE portfolio. It so happens that in 1996, my then-SO introduced me to the concept of index investing, and I created my first spreadsheet projecting my net worth. It made assumptions about stock returns (I started out invested 100% in an S&P500 index fund and guessed 10% nominal annual returns), portfolio contributions, salary growth, etc. Now 18 years later, my net worth is within a couple percent of where that spreadsheet projected it would be this year!
How weird that all my (somewhat inaccurate in retrospect) assumptions canceled each other out and left me with a fairly accurate number. Or, it could just be my natural brilliance.