This is definitely the right place for Rich to post his little fan animation.
There will be a huge sucking sound coming from all over America (and some other places too maybe) as people who carry credit card balances and/or are in the habit of paying late get clobbered.
1. I have a few professional friends (late 49s to mid 50s) who carry balances as a habit and have heard them complain loudly about all of this. No sense of "look what I did to myself" by not paying of their cards.
2. My adopted uncle (82 yo) just paid off all his credit cards. You should have seen his face
when I quoted him some of the recent credit card interest changes I've read about here on the forum.