Originally Posted by marko
So if the general consensus is that inflation will be near or below 1% for the foreseeable future, does that mean that the SWR of 4% gets recalculated to 5%-6% as 2% was planned to be eaten up by inflation?
I understand 4% SWR was back tested to last 30 years in all but the very worst economic cycles (with a few caveats and other assumptions). So if one assumes a less bad cycle for one's future, then yes, a higher WR is in order. The discussion about how Safe that is is endless.