Re: Going bare on insurance...
Originally Posted by perinova
For health insurance it would be:
Drop insurance when you are sure you won't have a kid anymore. Hop back in when statisticly your health may degrade. Or maybe even only after you are diagnosed with anything. In the meantime invest the premiums.
The problem is that you can buy individual health insurance when you are healthy. Once you buy it they can't cancel you for poor health. If you try to buy when you are older and less healthy, odds are you can't get it or it will be very costly. Also, you will have at least a six month pre-existing condition waiver. And, as many other posters have said, bad stuff can happen to young and apparently healthy people.
No more lawyer stuff, no more political stuff, so no more CYA