I hold precious metals in two different ways: 1) PCRIX, where precious metals make up some of the commodities futures they hold; and 2) actual gold and silver in secured locations. I don't hold the actual product as an investment because don't intend to ever sell any of it. I hold it as a short-term security against an societal collapse, that I hope I'll never need.
Can't you see yourself in the nursing home saying, " Darn! Wish I'd spent more time at the office instead of wasting time with family and friends."