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a young family of three. H, W, and 3 years old kid.
H & W about 30 years old, both working.
Gross annual income: 130K
Saving:* 50K
401K:* 50K
Debt:* 30K student loan.
Cars loan:* 2 cars, current monthly payment:* $550 for another 4 years.
Would like to buy a house for 390K.* Current interest rate, 30 years fixed: 6.5%
Can you come up with a workable budget for this family?* Real number please!* *Assume this family will be your new neighbor, so same tax rate for income, property...
Housing:* P&I, Insurance, Tax, Utilities, Maintenance...
Transportation:* Car payment, insurance, gas, maint....
Heath:
Food & clothing:
Child care:
Entertainment:
401K saving:
Misc:
Why?* I have tried so many times, and I failed each and every time.
Edit: Added car payments.
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