misanman
Thinks s/he gets paid by the post
- Joined
- Apr 28, 2008
- Messages
- 1,254
I don't know exactly how I let this happen but a couple weeks ago I allowed a sales rep to see if he could reduce our insurance costs. He came today to deliver the "results" and it turned out that he couldn't beat my existing rate.
The problem is that he switched over to a discussion of tax preparation (I do my own), estate planning and investment planning. His card says "Chartered Retirement Planning Counselor". He proposed that I consider "guaranteed" investments. He wouldn't say what they are specifically except that Certificates of Deposits are an example. Claims they offer the investment vehicles (my term) from over 100 companies. In response to my question he denied that they were annuities.
He wants to come back next week to review my goals and propose a plan. I think this must be mostly hooey but I'm also curious to know what in the world he's talking about.
Any thoughts on what he's going to try and sell me? Other recommendations? Is a CRPC a legitimate title. He's from Financial Services of America and he admitted this would be commission based.
The problem is that he switched over to a discussion of tax preparation (I do my own), estate planning and investment planning. His card says "Chartered Retirement Planning Counselor". He proposed that I consider "guaranteed" investments. He wouldn't say what they are specifically except that Certificates of Deposits are an example. Claims they offer the investment vehicles (my term) from over 100 companies. In response to my question he denied that they were annuities.
He wants to come back next week to review my goals and propose a plan. I think this must be mostly hooey but I'm also curious to know what in the world he's talking about.
Any thoughts on what he's going to try and sell me? Other recommendations? Is a CRPC a legitimate title. He's from Financial Services of America and he admitted this would be commission based.