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Guilt about spending money on yourself !
03-12-2018, 06:47 AM
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#1
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Thinks s/he gets paid by the post
Join Date: Oct 2002
Location: Chattanooga
Posts: 3,895
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Guilt about spending money on yourself !
I know this will sound stupid but does anyone else feel guilty about buying themselves nice things ?
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Earning money is an action, saving money is a behavior, growing money takes a well diversified portfolio and the discipline to ignore market swings.
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03-12-2018, 06:48 AM
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#2
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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We can't have nice things. DW is constantly pointing out why.
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Numbers is hard
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03-12-2018, 06:48 AM
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#3
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2011
Posts: 8,420
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Nope. (see my signature)
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Living well is the best revenge!
Retired @ 52 in 2005
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03-12-2018, 07:05 AM
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#4
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Full time employment: Posting here.
Join Date: May 2007
Posts: 883
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For me, no for the big things: vehicles, motorcycles, vacations, etc. But, for the small things, I've been spoiled by 'treasure hunting' at Goodwill. Now, for example, when I see new socks selling for $20, I think 'no way'!
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"It is better to have a permanent income than to be fascinating". Oscar Wilde
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03-12-2018, 07:18 AM
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#5
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gone traveling
Join Date: Mar 2015
Posts: 3,508
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Quote:
Originally Posted by frayne
I know this will sound stupid but does anyone else feel guilty about buying themselves nice things ?
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Yes.
One of my personality traits is that I tend to spend freely on others, but struggle to spend anything on myself.
Intellectually I realize that it is foolish and that we need not worry any longer about money, but I still agonize over "wasting" money on myself. Even for small purchases, I find myself hesitating.
Perhaps it's because we didn't have much growing up. Perhaps because when my wife and I were first married we banked my entire income to save for a down payment on a house. Perhaps I'm "cheap". Perhaps I don't feel worthy. Whatever.
I'm working on it. But yes, I do feel guilty.
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03-12-2018, 07:20 AM
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#6
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2013
Location: Texas
Posts: 10,941
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No. However, sometimes I feel bad stupid when I "way over spend" on one of my hobbies vices.
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03-12-2018, 07:37 AM
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#7
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 9,072
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No, but I don't over do it. At least I don't think so.....
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Retired 3/31/2007@52
Investing style: Full time wuss.
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03-12-2018, 07:42 AM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,299
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Not sure yet. Working my way through the beginning of retirement.
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TGIM
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03-12-2018, 07:46 AM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2007
Posts: 9,961
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Quote:
Originally Posted by racy
For me, no for the big things: vehicles, motorcycles, vacations, etc. But, for the small things, I've been spoiled by 'treasure hunting' at Goodwill. Now, for example, when I see new socks selling for $20, I think 'no way'!
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As for me the idea of buying and wearing other peoples used socks is a big "no way'...
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03-12-2018, 07:58 AM
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#10
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Thinks s/he gets paid by the post
Join Date: Jan 2011
Location: Fair Lawn
Posts: 2,963
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Quote:
Originally Posted by REWahoo
We can't have nice things. DW is constantly pointing out why.
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No. I give to charities and give money to my grandchildren (even though both sets of parents are doing very well, financially, so they don't need my money). I have no guilt on selfish purchases. I really do not believe I spend foolishly, but I no longer deprive myself.
REWahoo and I may be married to the same woman. My DW often tempers our purchases.
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03-12-2018, 07:59 AM
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#11
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,724
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Guilty? No. We have recently upped the travel budget, and when the kids commented on that (in a good way) my response was to point out that I am now a GOFER that SKIs. That’s
Garrulous
Old
Fart
Enjoying
Retirement
Spending the
Kids
Inheritance
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03-12-2018, 08:03 AM
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#12
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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Quote:
Originally Posted by mystang52
REWahoo and I may be married to the same woman. My DW often tempers our purchases.
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Yep, DW tempers our purchases by frequently pointing out, "This is why we can't have nice things."
__________________
Numbers is hard
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03-12-2018, 08:07 AM
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#13
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,145
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Quote:
Originally Posted by REWahoo
Yep, DW tempers our purchases by frequently pointing out, "This is why we can't have nice things."
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What happens to your nice things? Kids or grandkids? Pets? You?
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Retired since summer 1999.
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03-12-2018, 08:08 AM
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#14
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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Quote:
Originally Posted by audreyh1
What happens to your nice things? Kids or grandkids? Pets? You?
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Yes.
__________________
Numbers is hard
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03-12-2018, 08:20 AM
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#15
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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Nice is measured on a continuous scale. We tend to settle on what we think are "nice enough". These become LBYM-quality now that we have more money. We were not born into a rich family, but we were not hungry either. We were taught to not waste stuff, and it sticks.
We have seen relatives who spend freely on themselves, but become stingy when giving to others. We tend to be more generous to others, meaning children, relatives, and strangers. It's our nature, and we see no reason to change.
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"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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03-12-2018, 08:27 AM
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#16
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Recycles dryer sheets
Join Date: Jan 2015
Location: Rural VT
Posts: 307
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I volunteered around needy folks for a long time and will always feel that “ there but for the Grace of God, go I”
I feel guilty with a new car and we will soon look at pickups to replace my 2004 Highlander. My only other crazy fling is to buy the softened cream cheese instead of the block type.
We will probably leave a lot of money on the table....
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03-12-2018, 08:41 AM
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#17
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2008
Location: No fixed abode
Posts: 8,765
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Quote:
Originally Posted by Choices
I volunteered around needy folks for a long time and will always feel that “ there but for the Grace of God, go I”
I feel guilty with a new car and we will soon look at pickups to replace my 2004 Highlander. My only other crazy fling is to buy the softened cream cheese instead of the block type.
We will probably leave a lot of money on the table....
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Don't do it! I've been thinking that I'd have to replace my 2004 Highlander for years. But it just keeps going and going. I think it's the best all around car I've ever owned. I look at pick ups with a bit of envy, but I just can't bring myself to get rid of a great vehicle. Especially now that we leave it garaged in MD for 6 months while we're in FL. The mileage increase is slowing down because of that. I'll hit 200K this summer. I think it will outlast me.
As far as buying nice things, we always have. That's one of the reasons so much of what we have is old. It was high quality, and that tends to last. Mostly we don't buy nice things, we do things that make us happy. We have enough things. Even for Christmas and birthdays I tell people if I can't eat it or drink it, I don't want it. Of course, that has resulted in a huge collection of teas, hot sauces, and oils and vinegars. So it goes.
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"Good judgment comes from experience. Experience comes from bad judgement." - Anonymous (not Will Rogers or Sam Clemens)
DW and I - FIREd at 50 (7/06), living off assets
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03-12-2018, 09:32 AM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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About not throwing things away, we do not upgrade just to have the latest stuff. Hence our toys are outdated.
The other day, I thought of all the things that I was the first to buy in my family (siblings and close relatives that I know). First to have a PC (1983). The first CD player (1985). The first camcorder (1986). First to have cable TV (1986). First to have surround sound (1992). First to have analog cell phone (1996). First to have digital cell phone (1998). First to have broadband modem and WiFi (1999-2000?). First to have HDTV (2001). First to have a digital camera (2003). First to have a handheld GPS (2004). There are others that I might have missed.
But the early stuff got obsolete so fast. I also lost interest in electronic toys, so became the last in the family to use a smartphone!
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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03-12-2018, 09:35 AM
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#19
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Thinks s/he gets paid by the post
Join Date: Sep 2006
Posts: 1,743
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For us spending money has not been a problem. We spend more on travel, entertainment, dining and sporting events every year since we retired. I tell my kids that we're spending their inheritance and don't feel guilty about it one bit.
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03-12-2018, 09:35 AM
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#20
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Thinks s/he gets paid by the post
Join Date: Oct 2013
Location: Cholula
Posts: 1,595
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RobbieB - would you like to share your thoughts?
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“Before you criticize someone, walk a mile in their shoes. That way, you’ll be a mile from them, and you’ll have their shoes.” – Jack Handey
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