Originally Posted by Focus;1682501
It seems to me that we have to proceed under the assumption that [B
all[/B] our private information is in the hands of the bad guys, so agencies/companies have to develop new security processes that use entirely different information. Providing a couple of years of credit bureau monitoring is not going to hack it (pardon the pun).
I certainly know that my data is out there in the wild and that of my children also thanks to an inept health insurance company that could not protect it. It wasn't even encrypted. And then these guys have the nerve to send me glowing notices about how wonderful it will be to have their health insurance again. And a letter that makes them out to be a 'victim'. "Gosh officer, I left my new Porsche parked in a dark alley, unlocked, with the keys on the front seat. How was I to know somebody would steal it?"
The credit bureau monitoring is worse than worthless, IMHO, because it gives a false sense of security. Like an alarm system that warns you after your house has been robbed and you've been pistol whipped.
I have my credit accounts frozen at the three bureaus. It's our only real defense.