Originally Posted by Guitar1
I am 52 years old and I think about retiring all of the time. But for some reason it has been one of the hardest decisions of my life to take that leap. I am totally burnt out on my job. I have a decent padding in savings and 401K. My pension amount would be enough that my lifestyle would not change in the least. Thank God, I have no debt. So why am I having such a hard time? My wife is still working and can retire in a couple more years. I am pretty sure I could stay busy. I live on a farm, so there is always something to do there. I have many hobbies. I donít know if it just the fear of possible regret or what. I think maybe I would miss the people. I have been sitting behind a desk for over 30 years and been doing computer programming for 25+ plus years and am totally burnt. Maybe I just need to go on and go for it!
I can see the "miss the people" part. I enjoyed the people I worked with directly, even if I thought senior management was #$#@$#.
We had a poll a couple years ago about what finally triggered the decision to quit. In most cases it was something negative at work, not something positive about retiring. It was new boss, corporate takeover, shift in assignments, new CEO, just can't go through the motions another year, or whatever.
At your age, you might want to think about what it would take to come back as a part-time worker after a couple years of retirement. Maybe call a head hunter or temp agency. If you think you would have options in that direction, that should make it easier to retire now. If the numbers had worked for me, I would have stayed on at half time. As it happened, I've worked a couple temp contracts for my former employer at consultant-level pay, that's a positive.