Fermion
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Mulligan, you don't have funds in a protected account like a 401K or Roth IRA? Why would bankruptcy not be an option to protect your retirement accounts in the event you are forced to go without insurance because of pre-existing conditions?
While your premium increase does sound harsh, I was thinking more along the lines of having to pay $3,000 to $5,000 per month for insurance because one of us developed a severe condition.
I guess pre-ACA there was no early retirement option at all for someone with a pre-existing condition who did not have a gubmit or military retiree health plan. I felt as if ACA evened things out a bit.
While your premium increase does sound harsh, I was thinking more along the lines of having to pay $3,000 to $5,000 per month for insurance because one of us developed a severe condition.
I guess pre-ACA there was no early retirement option at all for someone with a pre-existing condition who did not have a gubmit or military retiree health plan. I felt as if ACA evened things out a bit.