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Old 02-10-2019, 06:35 PM   #41
Thinks s/he gets paid by the post
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Location: Laurel, MD
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Originally Posted by Sunset View Post
I never heard of that, all they have to do is cash the check, if it bounces that will happen with good or bad credit.

Did you read that somewhere else, or was it the car dealer that claimed that ??

Yeah I read it someplace as I was preparing to raise hell with the dealer.

...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
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Old 02-10-2019, 06:44 PM   #42
Full time employment: Posting here.
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Join Date: Oct 2007
Posts: 582
Car dealers want as much info on you that they can get. It wouldn't surprise me if they sell it. I still get e-mails from a dealer that sold me a car over 25 years ago. I have never taken a loan from a car dealer - it's either cash or the credit union. I wonder what they would do if I brought in a baggie of $100 bills. Probably wouldn't as they have to report that to the feds in case it's money laundering. I'd love if i could charge a car - lots and lots of airline points. But the most I could ever charge was $5K. Better than nothing.

Mission accomplished - not necessarily ER, but certainly R.
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Old 02-11-2019, 12:51 AM   #43
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The last time that I wanted to temporarily lift the freeze on my credit, I ran into some issues with Equifax. I could not unfreeze my credit online or on the phone and I had to send them a letter by snail mail to get the freeze lifted! It took almost a week.
44 years old. Exited the job market in 2010 (age 36). Have lived solely off my investments since 2015 (age 41).
Current AA: real estate 30% / cash 70%
Current WR: ~1.5%
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Old 02-11-2019, 09:54 AM   #44
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Location: Spending the Kids Inheritance and living in Chicago
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Seems like Equifud has found a solution to being hacked. Turn off their database servers

Fortune favors the prepared mind. ... Louis Pasteur
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