2B - I agree about the reverse mortgage. Another decent idea ruined by high costs. I don't even want to think about LTC. Any coverage she could get would be prohibitively expensive, even for me to pay. I suspect with this one we'll just have to hope for the best and pay out of pocket if and when the time comes.
nwsteve - excellent idea.Should have thought of it myself. I actually recovered a decent chunk of change for myself a few years ago when I did the unclaimed property search. Thanks for the idea.
"Good judgment comes from experience. Experience comes from bad judgement." - Will Rogers
DW and I - FIREd at 50 (7/06), living off assets