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Old 05-10-2016, 10:19 AM   #41
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I drove a primer grey mustang to work for a few years and never went on expensive vacations. My wife drove a '96 honda civic.

When I got laid off by mega-corp at 47 and retired later that year most people around me were pretty shocked. They thought I was living off my severance and didn't realize it would run out!

My wife works at a job she loves and plans to for a few years probably until our youngest child is out of school and turns 26 (3 years).

I live in a nice but relatively modest home.

What sets off the bells now is the Tesla I drive. I think people believe that we have no idea how to manage money ... so probably don't think we are rich just foolish. Haha a 2% loan and use investment money to make that monthly payment. Our only debt and we could pay it off tomorrow if need be. I don't flaunt it on facebook or anything but don't deny I bought it after having a deposit on it for 3 years (when I was working).
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Old 05-10-2016, 10:31 AM   #42
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I do not flaunt my wealth because I do not have it. I consider people with an 8-figure portfolio wealthy, and I am not there.
+1. We are not trying to deliberately hide our wealth. There is just not enough to flaunt. Our portfolio only generates a middle class income, so we cannot afford to buy fancy cars, live in an upscale neighborhood, or join a country club anyway.
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Old 05-10-2016, 10:34 AM   #43
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I have no desire to try to "hide" my wealth from other people. Why should I care what they think?

So the whole list looks rather silly to me.

OTOH, we've always been LBYM'ers. But that's not about hiding wealth, just the result of growing up with parents who lived through the depression.

We do most things on the list, but for an entirely different reason.
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Old 05-10-2016, 10:38 AM   #44
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Could be, but maybe they are just wealthy? Not everyone who dresses well or drives a nice car is in debt to their ears. But if it makes you feel better assume away.

Which is why I qualified my observation with the word "sometimes". My Ex was all about appearances and didn't have two dimes to rub together, but I also know people who live a conspicuously good life and have the means to do it.
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Old 05-10-2016, 11:10 AM   #45
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I actually do see people in pajama pants more and more in stores, so pretty soon, you will be the norm! (Wait, I haven't seen anybody with slipper socks though... )
Funnily enough, there was a guy standing in line in front of me at the checkout at Grocery Outlet the other day who was wearing slipper socks. He wasn't wearing pajama pants though. I have yet to see anyone wearing both at the same time when out of the house.

If I ever see anyone outside the house in such proud ER attire, I will invite him for a coffee immediately
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Old 05-10-2016, 11:14 AM   #46
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I do not appear to be especially wealthy, because like FIREd and NW-Bound, really I am not particularly wealthy if wealth is assessed in monetary terms. I don't try to pretend that I am wealthy by buying status symbols, either.

I realize that I am better off than many. Still, from what I gather that is true for everyone in the US middle class and above.
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Old 05-10-2016, 11:16 AM   #47
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I know I'm dressed appropriately when people see me toiling in the yard and say " Look - they have a gardener"
I heard a funny story about the "gardener" chatting with the passerby who asked who much he charged and he said nothing but once in a while he gets invited to sleep with the lady of the house!
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I like to dress according to the occasion. Sweats and t shirts certainly quite frequently, but on other occasions like out to a nice restaurant it's a sport jacket with blue jeans. Depends. Hardly ever wear suits other than to weddings or funerals, nevertheless, these occasions do happen from time to time so I am prepared.
I have more shorts than slacks but I still have 3 Hugo Boss suits that I keep for special occasions. More funerals that weddings these days.
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Which is why I qualified my observation with the word "sometimes". My Ex was all about appearances and didn't have two dimes to rub together, but I also know people who live a conspicuously good life and have the means to do it.
We actually dropped the special insurance coverage on jewelry. Not likely to replace them. Seldom wear such trinkets anymore.
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Old 05-10-2016, 11:22 AM   #48
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We actually dropped the special insurance coverage on jewelry. Not likely to replace them. Seldom wear such trinkets anymore.
Yeah, something about FIRE. I never wore much jewelry to start with, but now I wear even less. No high heels either. I still think I look good in them (I am relatively short - 5'5), but I don't want to bother with them, and I walk more so it makes more sense to wear sensible shoes. Clothes wise too. I prefer shorts with comfy Ecco sandals over pants/shoes as long as weather permits. I still wear jackets I got free from my old w*rk because they are comfy too.
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Old 05-10-2016, 02:09 PM   #49
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A few Sunday's ago, DW and I were boating with friends in Seabrook TX when a big thunderstorm came up. We quickly tied up at Outriggers, a waterfront dive bar/restaurant to wait out the storm. They had a good band playing a bunch of golden oldies. I was dancing with DW when I spotted a guy sitting at the bar in pajama pants (not sure what he was wearing on his feet). I whispered to DW that that was going to be me once I retire. She just shook her head . . .
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Hiding Your Wealth (NOT a poll) :)
Old 05-10-2016, 02:25 PM   #50
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Hiding Your Wealth (NOT a poll) :)

[QUOTE=frayne;1729387

I think in this day and age many people want to flaunt their so called wealth to impress others as to how well they are doing. There is a word in Websters for that "insecurity".[/QUOTE]


I was always in awe about guys like Buffett and Walton driving old pickups and living simply. Said if I ever made money i'd live the same as those guys. Of course we don't have that kind of money but still respect the low carbon low consumption footprint.

I can say 100 percent that we blend in. Even our teen kids don't know our NW. We all pretty much drive beaters. All less than 10k in value.

We have a few toys - a classic car and a few motorcycles but they are modest and any generic middle class guy might have the same.

I ride and wrench on old and ratty Harley's for fun, been doing that for decades, so usually I'm at least partially greasy. That adds to the effect. I usually wear a shirt and Levi's 501 unless I'm at school teaching.

When I teach I wear nice button down shirt and khakis usually with rock port comfortable loafers-- i try to come off as knowledgable but a simpleton. My DW is same as me.

Unless someone rubs my nose in their supposed wealth .... Then I take off my boxing gloves, and can dish it right back being unimpressed. I quickly discuss the places we've lived, the drivers and maids we've had, or portfolio strategy. Oh..and toss in for effect that we are retired in our 40s and these are just our "for fun and keep busy" jobs.

Usually we don't go there .... Better to just blend in. Even around close family who know we are FIRE they don't know our NW and we laugh at their "leased and mortgaged" fancy lifestyle ... Tried to help them a few times but ya can't fix stupid so we stopped trying to get them on a different path.
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Old 05-10-2016, 02:56 PM   #51
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I hide my "wealth" by wandering around the neighborhood in pajama pants and slipper socks. People just think I'm crazy. Works a treat.
The other thing I do is grocery shop in the middle of the day during the week to avoid crowds.
Naturally I look the part of unemployed as sometimes I don't shave for a day or two and I wear t-shirts and jeans.
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Old 05-10-2016, 03:03 PM   #52
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I'm somewhere in the middle. There is such a thing as liking nice stuff for its own sake. Why does everyone always point the finger at people who have nice things, accusing them of being "insecure" and "trying to impress people" and the like? That is making it all about the observer, not the consumer. Perhaps those people are not trying to impress you. How do the people in question behave toward others? That is what determines their "class," not what they choose to spend on things they appreciate and enjoy. At least, that is how I see it.
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Old 05-10-2016, 03:23 PM   #53
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The other thing I do is grocery shop in the middle of the day during the week to avoid crowds.
Naturally I look the part of unemployed as sometimes I don't shave for a day or two and I wear t-shirts and jeans.
+1.

Add in a pair of shoes that have been in the mud/splashed with lye, a shirt with holes or stains, jeans that have a "fringe" of loose threads around the bottoms of the legs, and perhaps a swollen whatever from my latest sting. Probably not a mystery why I get tailed by the security guard in the booze section of one local supermarket, come to think of it.
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Old 05-10-2016, 03:29 PM   #54
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I must have hidden my wealth very well indeed. So well in fact that not even I can find it.
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Old 05-10-2016, 03:38 PM   #55
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I dress and frequent the same places I have for last 20+ years, it's ingrained. Never mind my wealth is 5X what it was. I would guess maybe one sister has some idea how I pulled off retiring at 50 with two preschoolers. And even then, no one knows what were worth. My wife and I do various part time jobs that we enjoy and keep connected with the community.......and we don't need one dime of the pay. Wave to me when I'm working as a school crossing guard. Most folks figure we're just getting by with my pension and odd jobs, used cars, and I'll make small talk with other HS senior parents about what a pain the FAFSA form is (and not sure I'll ever do it again, I was hoping my son would qualify for at least a subsidized loan) but the result was an expected family contribution with six digits.
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Old 05-10-2016, 03:42 PM   #56
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. . . and perhaps a swollen whatever from my latest sting.
Oh no! You're not this guy, are you?
Feds pay researcher to have bee sting his penis - Washington Times
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Old 05-10-2016, 03:45 PM   #57
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Brewer got himself another gummit job? Ouch!
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Old 05-10-2016, 03:49 PM   #58
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I don't think you could pay me enough. I don't like being stung, so I wear a full suit with an attached veil and boots (the last I sometimes forget). These days I generally only get it around the ankle (wear the suit ends) or occasionally through the gloves. redbugdave, OTOH, has had some real prize ones on the face.
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Old 05-10-2016, 03:51 PM   #59
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What a waste of money! I would have told them that for only $500k and they wouldn't have even had to round up a bee wrangler. So I would have been patriotic and saved the taxpayers lots of money, and had a little part-time side gig.

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Meanwhile, some $1 million in NSF money was spent on the grant that involved studying where it hurts most to be stung by a bee. The penis turned out to be only third-worst out of 25 options, falling behind nose and upper lip.
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Old 05-10-2016, 03:56 PM   #60
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I must have hidden my wealth very well indeed. So well in fact that not even I can find it.

Yeah, that...
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