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High Interest Checking
Old 10-16-2009, 09:31 PM   #1
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High Interest Checking

Anyone familiar with this site or the banks offering high interest checking?

...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
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Old 10-17-2009, 05:42 AM   #2
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The six suggested banks closest to me (closest 661 miles) require large minimum balances ($24-$75,000) or some minimum number of Debit Card purchases (10) for bonus earnings. Nevertheless, the interest rates of 2.5% to 4.3% on below minimum balances is tempting. (Or would be if I still used banks like I did in a past life.)

"It's tough to make predictions, especially when it involves the future." ~Attributed to many
"In theory, there is no difference between theory and practice. But, in practice, there is." ~(perhaps by) Yogi Berra
"Those who have knowledge, don't predict. Those who predict, don't have knowledge."~ Lau tzu
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Old 10-17-2009, 10:15 AM   #3
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A local CU was offering a checking account that paid something like 4.5% interest in an ad that the local paper printed recently. The small print revealed many hoops that the account-holder had to jump thru each month including the use of the debit card to make over a dozen transactions each month.

I do not like hoops so I will keep my old low interest/non hoop account active.
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