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High risk investments in your portfolio?
05-24-2007, 02:40 PM
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#1
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Recycles dryer sheets
Join Date: May 2007
Posts: 135
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High risk investments in your portfolio?
Just wondering what % of your net value is in something you would consider high risk? It would help to know where you are on the road to FIRE if you have an answer. I am realistically 5-10 years away from being fully retired, but have a silent partner opportunity in a new start-up.
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05-24-2007, 02:55 PM
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#2
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Thinks s/he gets paid by the post
Join Date: Mar 2005
Posts: 2,598
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hmmmm .... 75% of the wad is in rental real estate. Most would call that high risk (down 10-15% within a year). And the lack of liquidity quickly becomes an issue in a downward trending market.
But I fire'd on the rents (Oct 2005) and fell less confident with anything else. Sooo onward we go.
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FIRE'd since 2005
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05-24-2007, 03:33 PM
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#3
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2003
Posts: 18,085
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About 11% in options and warrants.
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"All animals are equal, but some animals are more equal than others."
- George Orwell
Ezekiel 23:20
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05-24-2007, 06:12 PM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
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Hi Folks,
I have nothing useful to say right now, but Andy just helped me to get back on and I want to be sure I can post.
BTW, often we find what is high risk after the fact of it crashing. 
ha
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"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
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05-24-2007, 07:12 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Apr 2007
Posts: 1,305
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37 days to FIRE
0% in High risk....
... but then again what is your definition of high risk?
I am in no hedge funds... no naked options, no futures,
some preferred funds, index funds ... .I guess the highest risk is my 20% international index funds or 6% REITs,
.... also sitting on a pile of cash that I want to get back into more index funds ... so cash could be relatively high risk to be out of market during this bubble upswing. 
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05-24-2007, 07:48 PM
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#6
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Recycles dryer sheets
Join Date: Dec 2006
Location: Florida
Posts: 249
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I do this to a degree: a form of asset allocation -- a blend of the conventional (bonds, cash), the pretty conventional (stocks -- currently very volatile, micro-caps = speculations), and the unconventional (gold coins). Particularly volatile by themselves: small stocks, or gold, or [insert favourite roller-coaster investment here], but in the proper proportions, tend to hedge the other investments quite well.
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I've got nothing against an honest day's work, provided that someone else does it.
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05-25-2007, 04:22 AM
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#7
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Gone but not forgotten
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
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.05% in penney stocks .They are interesting and volatile !
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05-25-2007, 04:50 AM
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#8
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Thinks s/he gets paid by the post
Join Date: Feb 2004
Location: Mid Hudson Valley
Posts: 1,781
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I have 1000 shares of BDSI (I'm hoping they'll send me a free sample.). Thats it. Everything else pretty normal.
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In a panamax down by the river.
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05-25-2007, 08:03 AM
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#9
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Recycles dryer sheets
Join Date: Jul 2006
Posts: 235
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All our IRAs, my wife's and mine, are in penny stocks.
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05-25-2007, 08:06 AM
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#10
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,708
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Sort of a two phase question: define what you think is high risk, then describe what you have that fits that description.
What keeps Haha awake at night is probably what helps me sleep.
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Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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05-25-2007, 08:12 AM
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#11
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,498
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The highest risk that I maintain is about 25% in international index funds such as Vanguard's european stock index fund (VEURX). That is not very high risk! But then, my retirement horizon is about 3 years.
As you consider whether or not to invest in this new start-up, I'd suggest also considering how much (if at all) it would bother you to have to delay your retirement for several years in case it comes to that. Five years is awfully close to retirement for a high risk tolerance (for me, anyway).
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Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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05-25-2007, 10:00 AM
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#12
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Thinks s/he gets paid by the post
Join Date: Jun 2006
Posts: 2,080
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7 shares of CMG (Chipolte) when they IPO'd. Wish it had been a bit more 
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"We do not inherit the earth from our ancestors, we borrow it from our children.
(Ancient Indian Proverb)"
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05-25-2007, 10:28 AM
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#13
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2003
Posts: 18,085
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 Quote:
Originally Posted by brewer12345
About 11% in options and warrants.
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Down to about 7% now. Taking $$$$ off the table.
__________________
"All animals are equal, but some animals are more equal than others."
- George Orwell
Ezekiel 23:20
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05-25-2007, 11:30 AM
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#14
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Thinks s/he gets paid by the post
Join Date: Apr 2007
Location: west bloomfield MI
Posts: 2,223
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high risk to some might be eating at taco bell
high risk to others could be eating chinease at a restaurant next to a pound
high risk to some could be S&P 500 index
high risk to others could be treasuries
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Light travels faster than sound. That is why some people appear bright until you hear them speak. One person's stupidity is another person's job security.
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05-25-2007, 11:48 AM
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#15
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Moderator Emeritus
Join Date: May 2007
Posts: 12,901
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Our riskiest investment (or at least the most volatile) is probably my wife's employer's stock which we hold in our 401K (match), as well as in the form of restricted stocks and stock options. It's a small cap, very volatile, with frequent +/- 4% intraday moves. We try to sell part of that stock some time to time so that it never exceeds about 5% of our porfolio. Our second riskiest investment would probably be our commodity holdings.
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05-25-2007, 01:05 PM
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#16
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2006
Location: Pacific latitude 20/49
Posts: 7,677
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5% of our equity portfolio is in speculative stocks. Another 45% is in volatile stocks that can lose 30% of their value and then double, e.g. $85 to $50, now $110 (AAPL) so we have become accustomed to the volatility. And this one started out in speculative then graduated. Retired 4.5 years.
(Pension, funds and other fixed income not included in the above.)
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For the fun of it...Keith
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05-25-2007, 02:38 PM
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#17
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
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My highest risk investment is a penny stock (CAMH.OB) which is no longer a penny stock since it has been trading at $4.
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05-25-2007, 09:32 PM
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#18
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Thinks s/he gets paid by the post
Join Date: Nov 2005
Location: North of Montana
Posts: 2,769
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Dunno if it's a high risk investment, but I have between 20 & 30% of net worth in a single stock. I think it's more a high risk strategy, and hope to reduce as it climbs.
Edit for spelling
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There are two kinds of people in the world: those who can extrapolate conclusions from insufficient data and ..
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05-25-2007, 09:37 PM
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#19
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Thinks s/he gets paid by the post
Join Date: Apr 2007
Posts: 1,305
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Quote:
Originally Posted by kumquat
Dunno if it's a high risk investment, but I have between 20 & 30% of net worth in a single stock. I think it's more a high risk strategy, and hope to reduce as it climbs.
Edit for spelling
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hmmmm buy and hold ... diversify ...
ok ... nevermind .... but what if it sinks instead of climbs? 
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05-25-2007, 10:08 PM
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#20
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Thinks s/he gets paid by the post
Join Date: Nov 2005
Location: North of Montana
Posts: 2,769
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Quote:
Originally Posted by megacorp-firee
hmmmm buy and hold ... diversify ...
ok ... nevermind .... but what if it sinks instead of climbs? |
Guess I'll switch from premium to generic kat-food.
On a serious note, this is my top pick in another thread, and I have been averaging out. Seems everytime I sell some it goes up and screws up my asset allocation. I'd like to get down to about 10% and hold for the forseeable future.
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There are two kinds of people in the world: those who can extrapolate conclusions from insufficient data and ..
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