Join Early Retirement Today
Thread Tools Search this Thread Display Modes
High taxable distributions in 2014?
Old 03-13-2015, 10:34 AM   #1
Thinks s/he gets paid by the post
David1961's Avatar
Join Date: Jul 2007
Posts: 1,010
High taxable distributions in 2014?

This has been discussed here on some threads, so I think my experiences are common, but wanted to ask. My actively managed mutual funds have had much higher taxable distributions in 2013 and 2014 (especially high in 2014). Some were 4-5 times higher in 2014 than the average the past 5 years before 2013. Has this been others' experiences also?

David1961 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-13-2015, 10:38 AM   #2
Thinks s/he gets paid by the post
Join Date: Nov 2006
Posts: 2,240
That's because the stock market has been roaring the past few years and a lot of mutual funds sold stocks to take profits and rebalance into other stocks the past couple years.

utrecht is offline   Reply With Quote
Old 03-13-2015, 12:25 PM   #3
Full time employment: Posting here.
Cobra9777's Avatar
Join Date: Jul 2012
Location: Texas
Posts: 804
This is one of several reasons I prefer ETFs.
Retired at 52 in July 2013. On to better things...

AA: 45% stock, 35% bonds, 15% real estate, 5% cash
Cobra9777 is offline   Reply With Quote
Old 03-13-2015, 01:40 PM   #4
MBAustin's Avatar
Join Date: Jul 2010
Posts: 3,354
I thought 2013 was unusually high and then I got one in 2014 that was more than double the previous year. The bad news is that the cost basis for this account is so low, I don't want to pay the capital gains to sell it (most of the money has been in there more than 20 years). The good news is that the distribution is covering a good bit of our 2015 living expenses, so it's like getting a salary but only paying CG tax rates on it. Makes me happier to think about it this way.

Sent from my iPad using Early Retirement Forum
"One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute." William Feather
ER'd Oct. 2010 at 53. Life is good.
MBAustin is offline   Reply With Quote
Old 03-13-2015, 01:53 PM   #5
MichaelB's Avatar
Join Date: Jan 2008
Location: On the road again
Posts: 21,144
The distributions were high, always a surprise although they should be expected after such a long, strong run-up. I also saw a higher rate of non-QDI income than in previous years, so my taxes this year will be substantially higher than I expected.

It's painful, but I'd rather this than the tax loss harvesting that kept our taxes low in other years...
MichaelB is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Capital gains and dividend distributions from taxable account trustee FIRE and Money 9 12-19-2013 06:10 PM
AA & withdrawals between taxable and non taxable accounts. ron244 FIRE and Money 14 05-18-2007 05:59 PM
tax-efficient funds, with fewer taxable div/gains distributions Fireup2020 Young Dreamers 9 03-17-2007 09:13 PM
How to allocate taxable and non-taxable money? Olav23 FIRE and Money 6 01-10-2007 12:28 PM
Taxable or Non Taxable Seeker FIRE and Money 3 05-07-2005 11:23 AM


All times are GMT -6. The time now is 07:37 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.