Holes, warts or fouls in plan?

[bbbamI]

I am 49 and stopped working 8 years ago. Got tired of Mega corp. DH is still at same Mega corp and wants to retire at 55. (He's 52 now)

I have ran every calculator available. Firecal shows 100% on the probability that we will be fine. We are conservative as our assets are 45% stocks and 55% cash and bonds. Since DH does not want to do the 72t thing, we will need to rely on after tax money until he's 59 1/2.

So, at the present time I am laddering cds. His pension will start at 55, so that will help cushion our "income".

Should I consider making any changes? Thanks