Cooked
Recycles dryer sheets
- Joined
- Jul 14, 2013
- Messages
- 67
It seems to me that I doesn't really add $1m to your retirement it adds $1m to your heir's inheritance. Thank you, but I would rather have an extra year of retirement.
IMHO this is the point to take from this 'article'.
Paul Merriman is a valuable resource because he professes planning. But he is a backtester. Backtesters are not bad, and they have excellent data acquisition and spreadsheets skills. They sometime lack the intangible foresight to understand WHY they are making their spreadsheets.
IMHO this article is not relevant unless your goal is to buy cocaine (or whatever they dig nowadays) for your heirs.