Your savings seems light. Im guessing your expenses are really high?
To put in into perspective...im 33, wife 31...combined we bring in $140k...On jan 1, 2016 we had a combined net worth of $618,000. We do not own any properties...thats just 401's, roths, savings and taxable investments.
Not bragging...just showing that you do not need to make a lot of money to accumulate money. We're living proof.