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Old 01-03-2013, 05:39 PM   #81
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Pay attention to what Bill Gross does but not to what he says
he couldn not have been more wrong the last 2 years.
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Old 01-03-2013, 06:24 PM   #82
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Join Date: Jul 2008
Location: Sacramento area
Posts: 444
I am willing to share...

Well, I have PART (about 15%) in a company 457 plan with limited choises..

THAT pot is split about equally in

American Century Stragegic Alliance (Aggressive) TWSAX
Turner Mid Cap TMGFX and
Davis New York NYVTX

IRA Rollover (60+%)

in a modified Lazy portfolio - all Vanguard

Value Index VVIAX 10%
International Value VTRIX 9%
Energy VGENX 10%
Total Stock Index VTSAX 11%
Total International VTIAX 9%
Inflation Protected VIPSX 9%
REIT Index VGSLX 11%
Emerging Mrkts VEMAX 8%
Small Cap Value VSIAX 11%
Money Market VMMX 4%
and ONE non-Vanguard
American Century Intl Bonds BEGBX 8%

The balance (around 25%) is in a taxable portfolio @ VG too...

MMKT VMMX 1/2 of 1%
Value Index VVIAX 9%
Total Stock Index VTSAX 16%
Total International VTIAX 29%
Inflation Protected VIPSX 14%
REIT Index VGSLX 25%
High Yield Bond VWEH 5%
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Old 01-03-2013, 07:00 PM   #83
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I too am glad we had this thread, because it motivated me to begin simplifying (or at least de-complexifying) my portfolio. I've already begun this week, replacing six individual stocks with two funds. I plan to keep lowering the number of stocks and adding to those funds, but it's going to take time. Still, I've started the process and I feel good about it.
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Old 01-06-2013, 10:52 PM   #84
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he couldn not have been more wrong the last 2 years.

PIMCO Total Return was up over 11% 1 year return (as of end of November). I don't have the more recent returns yet (checked Fidelity), but that's not very wrong. That's an outperformance of about 3% based on an Intermediate Bond index (even though comparing Total Return to an Intermediate Bond index is problematic).
He was wrong on Treasuries the year before, so you're half right.
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Old 01-06-2013, 10:57 PM   #85
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the fund actually did worse then just doing the 4 parts on your own . not only because of fees but the portfolio is slanted more towards inflation with the actual fund.
If I were going Permanent with the whole nut or with a big account, then monitoring four funds probably would be worth it. Not for 1.5% of our investments, though.
I already have too many funds.
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Old 01-07-2013, 06:46 PM   #86
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PIMCO Total Return was up over 11% 1 year return (as of end of November). I don't have the more recent returns yet (checked Fidelity), but that's not very wrong. That's an outperformance of about 3% based on an Intermediate Bond index (even though comparing Total Return to an Intermediate Bond index is problematic).
He was wrong on Treasuries the year before, so you're half right.
Nope he was wrong last year predicting low single digits gains for equities
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Old 01-07-2013, 10:58 PM   #87
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Nope he was wrong last year predicting low single digits gains for equities
Well, OK. I thought you were talking about his investment performance. Watch what Bill the Grocer does, not what he says about stocks.
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Old 01-08-2013, 06:25 AM   #88
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I am also glad we had this thread. My portfolio, if you can call it that, is too simple. 5 percent US Savings Bonds , 10 percent muni's , 85 percent CD's.

I better get studying or I'll be working forever.
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