We dont travel but it wouldnt matter if we did.
Everything except my water and gas bill gets charged to my penfed visa (1.25% back!). The water and gas bills and the penfed visa payments are automatically withdrawn from our checking account. All our bills are emailed.
We get great float on the penfed charges. They dont bill until the end of the month and its around the 18th of the following month that they autopay themselves from the checking account. I think they're doing a lot of that autopay stuff manually. Pretty nice to have all your end of the month bills hit and get paid early in the month, then not have that cost hit you for almost seven weeks.
Then we just need to have 4-5k a month show up in the checking account to keep us at a level balance. Our income producing/managed payout funds do a nice job of that.
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.