How do you set your money up so you can take the 4%?

[kbst]

Hi everybody,
I've introduced myself before as kbsharkstooth. We plan to retire in 4 years. My wife will be 62 and we will get monies from her pension and from ss totaling ~ 60k per year with the pension not tied to inflation. BTW I'll be 50.
We have a net worth of ~ 1.5 mil. 250k equity in the house we live in that's in my wife's name. 200k equity in my beach condo. 550k in my wife's 401k. 225k in stocks and MF's in my wife's name. 20k in my wife's roth. 60k stock and mf's in my name. 110k in sep and roth for me. 85k in a joint account with stocks and VFINX. We also have ~ 80k in cash.
We will have both properties paid of at retirement and plan to keep them.
How do we set up our monies so that we can take 4% or 40k every year from our accounts. Please don't tell me not to worry where it will come from. I need to know how to set our accounts up to collect the 40K.

Thanks kbst