Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 09-14-2008, 03:54 PM   #21
Alan's Avatar
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 18,893
39.3% Stocks (20% of this is foreign)
49% Bonds
11.7% Cash

Retired in Jan, 2010 at 55
Now it's adventure before dementia
Alan is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 09-14-2008, 04:33 PM   #22
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
freebird5825's Avatar
Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,019
a little over a year ago, I parked my AA at 51/49 right after I FIREd.

I also used M* portfolio analysis tool...current AA is 53/47 with details:
2.28% cash
44.48% bonds (mostly TE mutual funds and some EE and I bonds)
39.21% US stocks
12.76% foreign stocks
0.86% Other

overall portfolio is down 7.87% YTD as of Friday close.
10 yr return holding up at +6.27%.

to clarify the above data:

I have been adding to my TE bond funds thru DCA at a rate of $400 per month to achieve an annual dividend harvest sufficient to pay my annual school/prop tax bill. this way other cities (bond issuers) can pay my city (taxing me). effectively, i am serving as the middleman doing the DCA, receiving dividends and writing the checks out and doing my tax forms. so i sit back and grin at all this higher finance going on and it's all tax free to me.

no further contributions were made to any stock mutual funds since Apr 07, except of course cap gains and dividends generated.

except for continued bond DCA, I am "sitting tight".


"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
freebird5825 is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
401k mix Ronstar FIRE and Money 9 09-20-2007 08:09 AM
Camcorders: Help me buy my birthday present BOBOT Other topics 1 07-22-2007 04:58 PM
Present value of Social Security Sam FIRE and Money 50 04-01-2007 09:53 PM
Present Value of Social Security Telly FIRE and Money 15 10-03-2006 11:10 AM
Question for past & present cruisers brewer12345 Life after FIRE 15 06-04-2005 07:49 AM


All times are GMT -6. The time now is 05:52 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.