+1......I was able to do the same thing for the last three years at work from 2007-2010. The catch up clause in my 457 allowed me to almost double my contributions at that point. I remember people at work telling me I was going to lose everything.Yep. The years following the crash were my biggest accumulation years in my 401k- maxing out contributions with catchup contributions at highly reduced share prices. I never changed my AA. I've had a 133% gain in the 401k balance since the bottom.