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Re: How long to plan for?
Old 12-24-2004, 07:34 AM   #21
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Re: How long to plan for?


My solution to plan for perpetuality is to use intercst's RE spreadsheet, and adjust the SWR so that at the end of the worst 30-year period, you would still have the initial capital, inflation-adjusted. *This gotta be one of the most conservative ways. *It gives SWR of about 2.75%. *
Great for your Heirs also!
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Re: How long to plan for?
Old 12-28-2004, 09:09 AM   #22
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Re: How long to plan for?

amt and intercst;
I have no doubt a 2.75% or so swr would keep you safe in perpetuity! I can't afford one, myself, and so I keep looking for methods to tweak something like a 4% with asset allocation, mid-term corrections, etc so it will work (at least within the bounds of any probabilistic model) in perpetuity also.


ER for 10 years; living off 4.3% of savings (and a few book royalties ;-)
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