Hi. I was just wondering, for those of you in FIRE, and those of you approaching FIRE, how many months/years of living expenses do you keep as cash or cash-equivalent. I imagine you would do that so that you have the certainty of having the money needed to pay your monthly fixed expenses.
Also, do you keep a separate amount in cash to deal with unexpected emergencies. If so, how do you determine how much to keep in the unexpected emergencies account?
Also, do you keep a separate amount in cash to deal with unexpected emergencies. If so, how do you determine how much to keep in the unexpected emergencies account?