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View Poll Results: How much cash in your wallet?
0 to 100 78 58.21%
100 to 200 29 21.64%
200 to 300 8 5.97%
more than $300 19 14.18%
Voters: 134. You may not vote on this poll

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Old 05-09-2016, 11:48 AM   #41
Dryer sheet aficionado
Join Date: Nov 2015
Posts: 30
$184. My wife and I budget with the envelope system. So I take out a months worth of expenses at a time in cash. I'll grab whichever envelope I need, so cash on hand varies quite a bit. I divide my wallet up into different sections to put the partial amount of some envelope funds in. Right now I have 72 in cash, 25 grocery and 87 dining.

Last time I did a car repair I grabbed the auto repair envelope which had about $700 in it (several months accumulation). Good thing too, new tires are expensive.

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Old 05-09-2016, 12:18 PM   #42
Recycles dryer sheets
Join Date: Jun 2014
Posts: 350
My wallet currently has $3.87. I normally have less than $20 and sometimes just change unless I'm going someplace where cash is typical. ie farmers markets, festivals, (places where everything is going to be $5 or less).. and when I visit family in Wisconsin I take out cash...thats what everyone in town uses, so I just follow along to fit in. I use to carry a spare $50 for 'just in case' money .. ie usually in case I needed to thank someone for saving my butt when the car broke down or I wrecked the bike and needed a lift back to my car, but with Uber thats not even necessary any longer.

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Old 05-09-2016, 01:05 PM   #43
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Join Date: Dec 2007
Location: Eastern WV Panhandle
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I usually keep between $100 and $200 in the wallet but it's lasting longer as I tend to put more and more transactions on the cc. For example all the gas stations around here now require cash payers to pay first then pump so now I use the cc for gas just because it's faster.
I heard the call to do nothing. So I answered it.
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Old 05-09-2016, 01:07 PM   #44
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Join Date: Jun 2002
Location: Texas Hill Country
Posts: 39,206
Originally Posted by Walt34 View Post
For example all the gas stations around here now require cash payers to pay first then pump so now I use the cc for gas just because it's faster.
Plus, with 5% cash back, it's cheaper...
Numbers is hard.

Retired in 2005 at age 58, no pension

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Old 05-09-2016, 01:48 PM   #45
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Join Date: May 2013
Posts: 1,352
Originally Posted by Taxman59 View Post
The Law requires a financial institution to report $10k of cash in a transaction or a series of transactions. Because of this, most banks track cash in excess of $3000 so that you can't just break up a large cash deposit into a series of smaller deposits. The bank examiners are always asking about this (and we didn't handle cash!). The IRS doesn't usually follow up with the customer, it is the bank that has the potential problem. If the IRS suspects a problem, it goes to the Secret Service, FBI, DEA or the US Marshall Service for a visit (only heard about this at some training classes, never experienced it!).
Man, I hope they keep track of ALL the cash!
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Old 05-09-2016, 02:31 PM   #46
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Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 13,016
Originally Posted by REWahoo View Post
Plus, with 5% cash back, it's cheaper...
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
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Old 05-09-2016, 08:36 PM   #47
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Join Date: Sep 2013
Location: Tijeras (Albuquerque), NM
Posts: 1,275
Cash in wallet usually $30-60, but always have around $200 in total including cash at home to replenish. I like cash for small simple purchases, like lunch if I go out.
I used to have a handle on life....... but it broke!

Semi-Retired 7/1/16: working part-time (60%) for now
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Old 05-10-2016, 02:34 PM   #48
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Location: Pacific latitude 20/49
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I am bipolar! In Canada, I only carry (exact) change for the bus. Everything else is debit/credit cards. "Touch and go" for small items.

In Mexico, I got to the bank and withdraw 15000 pesos and put it in the safe at home but I always have 1500 pesos in my wallet. Cards are accepted at most expensive places, but never at taco stands/small vendors. My hairdresser gets 60 pesos and cannot accept large notes. Even the gas stations require cash.
For the fun of it...Keith
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Old 05-10-2016, 04:23 PM   #49
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Like a few others here, it varies from $200 to $20. I pay cash at the farmers' market on Saturday mornings so the farmers don't get stuck with the credit card surcharge. Usually it's $30-40 but if I buy meat or seafood it can be $60-80. I also pay my hairdresser in cash for the same reason. Use CC for just about everything else.
"One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute." William Feather
ER'd Oct. 2010 at 53. Life is good.
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Old 05-10-2016, 04:36 PM   #50
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Location: Northern Virginia
Posts: 631
$15 right now. I usually keep $10-$20 in the wallet, but I can go for weeks before replenishing because I so rarely use cash.
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Old 05-10-2016, 05:39 PM   #51
Dryer sheet wannabe
Join Date: May 2016
Location: Finger Lakes
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My first post! Usually I keep about $100 in my wallet. Right now I have $81. In my truck, I have a stash of $400...just in case.
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Old 05-10-2016, 06:09 PM   #52
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Join Date: Apr 2006
Location: North Bay
Posts: 1,005
I have Indonesia Rp349,000 in my wallet. That's a little less than $30. I use about Rp60,000 ($5) for lunch every day. That and tips for the ballboys is about all I use cash for.
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Old 05-10-2016, 06:11 PM   #53
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Join Date: Feb 2007
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$47.00 right now. I get $50 at the beginning of every month. I rarely spend very much of it. At the end of the month I put the surplus in a stash that accumulates. I have much too much in my stash right now!

DH gets $75 at the beginning of the month and he rarely has more than $5 by the end of the month. Sometimes it's gone by the 10th or 15th. That's just the way he rolls.

Our wallet cash is our personal money to do what we want, no questions asked. So I like to save it, he likes to spend it.

I also keep $40.00 in my car. It's there for if I run an unplanned errand and need more than I could cover with my wallet money. We don't use credit cards except for gas, so all spending (groceries and a large miscellaneous category) is in cash.
Married, both 61. DH retired June, 2010. I have a pleasant little part time job.
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Old 05-10-2016, 06:55 PM   #54
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$20, and it has been there since January, but I do have lots and lots of points..

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