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Old 10-07-2012, 08:30 AM   #61
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36% cash at the moment, pretty high, but we all know the sky is about to fall
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Old 10-07-2012, 08:45 AM   #62
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5-7 yr Cd ladder that contains 14 years of current expenses.
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Old 10-07-2012, 09:32 PM   #63
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I haven't started the fall brewing season yet, so I think there is only about 20 gallons of beer in the house. Have been running down the wine, so maybe a half a case on hand. Given the ample amounts of chokecherries, mint, etc. I have had handy, I have made several homemade liqueurs as well.

Pretty much all my net worth is liquid (tradeable). That said, I keep about 2 years worth of living expenses in CDs, I bonds and the like. I also have buit up a 10+% portfolio position in cash as I have sold out of some stuff that got excessively valued. It will be redeployed as I see opportunities (like the slug of OLN I bought last week).
2 full kegs in my keezer + 1 being dry-hopped = 15 gallons. Plus a hundred or so bottles from prior batches (plus some commercial stuff).

In terms of non-liquid assets I have north of 1000# of grain of various types (for brewing), along with a bunch of vacuum sealed and frozen hops and assortment of yeast (some dry, some "washed"). Yes, I'm also looking to brewing season as I haven't done much over the summer.

For financial assets, I also have a good "liquid" supply, enough for a couple of years w/o any other income. With my pension, considerably longer.
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Old 10-08-2012, 04:00 PM   #64
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Cash? plenty for steak, shrimp and beer, on a whim. For lobster, I have to wait for my next annuity check.

Liquid ? It all depends on how long ago I finished my last brewski.
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Old 10-08-2012, 08:44 PM   #65
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liquid I just added another case of Corona into my assets column. :-)
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Old 10-08-2012, 10:59 PM   #66
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2 full kegs in my keezer + 1 being dry-hopped = 15 gallons. Plus a hundred or so bottles from prior batches (plus some commercial stuff).

In terms of non-liquid assets I have north of 1000# of grain of various types (for brewing), along with a bunch of vacuum sealed and frozen hops and assortment of yeast (some dry, some "washed"). Yes, I'm also looking to brewing season as I haven't done much over the summer.

For financial assets, I also have a good "liquid" supply, enough for a couple of years w/o any other income. With my pension, considerably longer.
Why in Gawd's name do you have so much grain on hand? Does it go bad or lose flavor?
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Old 10-09-2012, 10:00 AM   #67
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I guess I am at about 95% cash. I know, I know... We have had these conversations before, but I have no time to look at equities until I finally retire. Too busy now.
I thought you had a lot of annuities and bonds. Is it all cash now?

I have 21% cash, 14% very short duration bonds or bond funds, and 65% equity.

Ha
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Old 10-09-2012, 10:15 AM   #68
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I have a 2hp pump set at 540 ft and, according to the well company, I'm pumping 8 gpm into my storage tank.
Do you have to chlorinate that holding tank? Then pressurize your home plumbing system with a surface pump? I had a deep well that pumped straight into my pressure tank. I figured a system like yours would wear better, but wondered about the need for chemical treatment of the water.

Ha
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Old 10-09-2012, 10:28 AM   #69
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Do you have to chlorinate that holding tank? Then pressurize your home plumbing system with a surface pump? I had a deep well that pumped straight into my pressure tank. I figured a system like yours would wear better, but wondered about the need for chemical treatment of the water.

Ha
Other than pouring in a half gallon of bleach once or twice a year just for the heck of it, no, I don't chlorinate the tank. Never had a problem but we don't drink the well water as the taste isn't to our liking - with or without the bleach.

Yes, I do have a separate pressure pump to send water from the tank to the house. In the 14 years we've lived here I've had to replace each pump once. The submersible pump ($2K) failed after five years and showed damage apparently caused by a lightning strike. The pressure pump ($400) lasted ten years before before giving up.
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Old 10-09-2012, 06:26 PM   #70
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Annuities and non cash products represent about 5%...
Quote:
Originally Posted by haha
I thought you had a lot of annuities and bonds. Is it all cash now?

I have 21% cash, 14% very short duration bonds or bond funds, and 65% equity.

Ha
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Old 10-09-2012, 06:37 PM   #71
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Other than pouring in a half gallon of bleach once or twice a year just for the heck of it, no, I don't chlorinate the tank. Never had a problem but we don't drink the well water as the taste isn't to our liking - with or without the bleach.

Yes, I do have a separate pressure pump to send water from the tank to the house. In the 14 years we've lived here I've had to replace each pump once. The submersible pump ($2K) failed after five years and showed damage apparently caused by a lightning strike. The pressure pump ($400) lasted ten years before before giving up.
Our pump sends the water to a pressure tank at the house and I must say it's the greatest tasting water I've ever had. This sytem does require a great deal of maintenance though. My house is on a hill and there's about 1000 ft of pipe from the house to the well. The pipe is buried about 2 ft underground and it's made up of 20 ft sections joined by a little plastic bell coupling where the next section is inserted and glued.

The reason I know this is that so far, in the 12 years I've lived here, I've replaced about 20 of those bell couplings. The symptom is air in the system, then I walk over the buried pipe line and usually find a geiser of water, start digging and there is the bell fracture. Since I've fixed about 400 ft of pipe I'm almost half done! Hurrah!
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Old 10-09-2012, 06:44 PM   #72
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The deep-well water at our place is very hard. I guess that is to be expected with water that percolates through several hundred feet of rock.

It does not taste bad, but leaves "rings around the tub", the kitchen sink, pots and pans. One of these days, I will overcome my laziness and install a water softener.
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Old 10-09-2012, 06:50 PM   #73
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Our pump sends the water to a pressure tank at the house and I must say it's the greatest tasting water I've ever had. This sytem does require a great deal of maintenance though. My house is on a hill and there's about 1000 ft of pipe from the house to the well. The pipe is buried about 2 ft underground and it's made up of 20 ft sections joined by a little plastic bell coupling where the next section is inserted and glued.

The reason I know this is that so far, in the 12 years I've lived here, I've replaced about 20 of those bell couplings. The symptom is air in the system, then I walk over the buried pipe line and usually find a geiser of water, start digging and there is the bell fracture. Since I've fixed about 400 ft of pipe I'm almost half done! Hurrah!
Lucky you.

Our well and pump house containing the pressure pump and tank are only 60 feet from the house. Never had a leak that I'm aware of - certainly no geysers. That 60 feet of pipe is only about 8 inches underground, in a shallow trench cut into our limestone hill with a rock saw.
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Old 10-09-2012, 09:34 PM   #74
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Why in Gawd's name do you have so much grain on hand? Does it go bad or lose flavor?
You can never have too much grain or hops.

For base grains, I store it sealed in 5 and 6 gallon food-grade buckets, some with gamma seal lids and some in mylar bags. By base grains, I mean things like: 2-row, Maris Otter, Vienna, Munich, Pilsen, Golden Promise, Wheat, Flaked Corn, Rice. The same kinds of process folks use for emergency food prep can be used for grains, i.e. use mylar with oxygen absorbers and you can store it for a long long time, and use gamma seal lids for stuff you are accessing more often. So far, I haven't had an issue even without using oxygen absorbers. But, I will be shortly sealing some of my new grain using mylar + oxygen absorbers as I don't expect to use it for a while.

For specialty malts, I measure them into 1 or 2# amounts and vacuum seal them. I do this because most recipe's use anywhere from a few ounces to a pound or so. I've used sealed grains recently from September 2011 without any problems at all...great smell/flavour when I took them from the sealed bags. I have a bunch of these, things like Crystal 15/40/60/90/120/150, carapils, honey malt, smoked malt, aromatic, spelt, amber, chocolate, roasted barley, flaked wheat, ...

I have some much grain because I participate in group buys where we buy grains by the (multiple) pallet, as much as 4 pallets at a time (4 pallets * 42 sacks * 55 #/sack = 9,240# of grain...WOW.) The price is SO much cheaper it is hard....to.....resist....

I also trade/sell a bit to a couple other local brewers, but not to make a profit. I must admit that with my latest buy I have enough grain for quite a while...

Similar deal/issue with hops. When you're buying them for $6-$10/pound vs $2+ per ounce, it's hard to resist buying a little "extra". For these, I typically seal them in 8 ounce amounts and keep them in a freezer. When I use them part of a bag, I usually reseal.

Looking at it, I guess it *is* a bit wacky.

1000#/12# per 5 gallon batch = 83.3*5 = 417 gallons of beer. It's really not all that much?
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Old 10-10-2012, 12:05 AM   #75
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And here I am, too lazy to just throw some wine bottles down in a dark cool place for a few years to improve them.
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Old 10-10-2012, 07:16 AM   #76
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And here I am, too lazy to just throw some wine bottles down in a dark cool place for a few years to improve them.
It's one of those things I didn't have time to do when I w**ked full time.
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