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Re: How much did you spend in 2006?
01-01-2007, 10:59 AM
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#21
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2006
Location: Pacific latitude 20/49
Posts: 7,677
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Re: How much did you spend in 2006?
68600 including rent of penthouse and PV condo
83400 including alimony
83000 budget
__________________
For the fun of it...Keith
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Re: How much did you spend in 2006?
01-01-2007, 11:11 AM
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#22
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Thinks s/he gets paid by the post
Join Date: Jul 2006
Posts: 1,901
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Re: How much did you spend in 2006?
I'm single with a grown child and grandchild on the way.
Living expenses = $38,500 for year.
includes $2400 health insurance.
One time purchases:
New Motorcycle = $4,800
New car =$14,500
Total for year 2006 = $57,800
2007 budget = $40,100
__________________
“I guess I should warn you, if I turn out to be particularly clear, you've probably misunderstood what I've said” Alan Greenspan
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Re: How much did you spend in 2006?
01-01-2007, 11:25 AM
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#23
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Recycles dryer sheets
Join Date: Feb 2006
Posts: 223
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Re: How much did you spend in 2006?
Based on tracking of last 10 months:
$95,000 /year this includes mortgage, employee portion of med ins, and new car @ $34,500
__________________
I don't mind coming to w**k,
but that eight hour wait to go home is just bulls**t!
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Re: How much did you spend in 2006?
01-01-2007, 11:50 AM
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#24
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Dryer sheet aficionado
Join Date: Nov 2006
Posts: 45
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Re: How much did you spend in 2006?
I don't have it broken down by category, but about $12,000.
This is most dominated by food for me/girlfriend and a $1500 1-week liveaboard sailing class.
My employer pays my rent while on expat assignment in Taiwan, so that definitely helps.
If you add taxes to the equation, this number jumps to $51,600.
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Re: How much did you spend in 2006?
01-01-2007, 12:16 PM
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#25
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Full time employment: Posting here.
Join Date: Dec 2006
Location: Florida
Posts: 854
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Re: How much did you spend in 2006?
I only started carefully tracking in the middle of the year. But, pro rated, about $82,000 which includes $14,400 in alimony.
__________________
I would not have anyone adopt my mode of living...but I would have each one be very careful to find out and pursue his own way, and not his father's or his mother's or his neighbor's instead. Thoreau, Walden
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Re: How much did you spend in 2006?
01-01-2007, 12:26 PM
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#26
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2006
Location: Collin County, TX
Posts: 9,296
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Re: How much did you spend in 2006?
$ 57,225
$20K was paying off mortgage and home inmprovements.
__________________
There's no need to complicate, our time is short..
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Re: How much did you spend in 2006?
01-01-2007, 12:29 PM
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#27
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Thinks s/he gets paid by the post
Join Date: Oct 2004
Location: Portland
Posts: 2,038
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Re: How much did you spend in 2006?
Well, I'm relieved. I thought everyone here lived on $40k per year.
I usually figure this out when I do my taxes. I have my spreadsheet for my future savings plan and I stick to that through auto deductions. After that I spend what's left guilt free.
I did get some gift money this year that was spent vacations. I think my 2006 spending will be the highest yet.
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Re: How much did you spend in 2006?
01-01-2007, 12:59 PM
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#28
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Thinks s/he gets paid by the post
Join Date: Sep 2006
Posts: 1,743
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Re: How much did you spend in 2006?
So far only a couple of people living on 40K or less per year both are single. As I've stated on a few occasions it would extremely difficult to achieve this level of spending unless you plan to deprive yourself.
2006 Spending 129,000
major contributors:
40,000 Total taxes including Property
16,000 Home remodeling (new windows)
15,000 Mortgage
9,000 Food
7,000 utilities
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Re: How much did you spend in 2006?
01-01-2007, 01:03 PM
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#29
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Sep 2005
Location: Northern IL
Posts: 26,895
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Re: How much did you spend in 2006?
Quote:
Originally Posted by Nords
4800 Mortgage principal
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I sometimes wonder - should mortgage principle be considered 'spent' money? It seems like more of a 'transfer' of money from one account (cash) to another account (Home equity).
Of course, it does need to be considered from a 'cash flow' POV - it moves from liquid to less-liquid, but, IMO, it is not really 'spent'.
Same thought on home improvements. If I spend $10K on a remodel, do some of the work myself, and I can reasonably expect it to add $10K to the value of the house - did I 'spend' the money, or just 'transfer' it from cash to Home Equity?
Those two examples just seem different from spending the money on something (pure consumables) that does not add to your net-worth.
-ERD50
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Re: How much did you spend in 2006?
01-01-2007, 01:16 PM
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#30
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Full time employment: Posting here.
Join Date: Nov 2006
Posts: 548
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Re: How much did you spend in 2006?
Expenses 1/1/2006- 12/31/2006
Home/exp $17,781
Auto/exp $14,904
Travel/dine/ent $5,516
Cash-Misc $4,297
Groceries $3,412
Utilities $2,353
Insurance $1,280
Charity $872
Computer $768
Clothing $210
Medical $106
Bank Chrg $30
TOTAL $51,528
2007 should be nice -- I can expect no mort and no car payments, so even though I will still have costs, they will be a lot less - those two alone were $32586 [edited to correct, I had grabbed the wrong cell)
(taxes not included)
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Re: How much did you spend in 2006?
01-01-2007, 02:16 PM
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#31
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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Re: How much did you spend in 2006?
A little bit more than last year. We expended $145K with about $50K of that being taxes.
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Re: How much did you spend in 2006?
01-01-2007, 02:35 PM
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#32
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2006
Posts: 11,401
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Re: How much did you spend in 2006?
Personal spending approximated $90K in 2006. That included $45K for a piece of property, a nonrecurring event. The remaining $45K is a reasonable estimate of basic expenses in retirement, since all work related expenses are channeled through a corporation. However, taxes would be reduced in ER.
(all figures Canadian)
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Re: How much did you spend in 2006?
01-01-2007, 03:11 PM
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#33
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Oct 2003
Posts: 5,105
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Re: How much did you spend in 2006?
I feel like a piker with my spending estimate compared to what others have posted. Maybe when I get a bit more comfortable with my spending rate; I'll increase it.
I'm single and don't have any debt.
I don't have my 2006 spending to contribute. Considering I worked have and was RE the other half I don't thing it would have much value anyway.
Here is my budget for 2007. The only item I don't have an estimate for is income taxes.
I will be using Quicken to track my expenses in 2007 so I'll be able to give better info the (unless I pull a DanTien).
Basic Living
House
(2,700) House RE Tax
(2,496) House HOA
(960) House Gas & Electric
(439) House Ins.
(300) House Misc Purchases
(55) House Misc Items
(6,950) Subtotal House
Car
(354) Car Routine Maintance
(926) Car Ins
(120) Car Registration
(1,200) Car Gas
(2,600) Subtotal Car
Personal Expenses
(1,200) Cash - Misc
(480) Health Club
(336) Cell Phone
(2,000) Food
(600) Wine
(204) Netflix
(588) House Internet Access
(2,000) Dining Out/Entertainment
(2,244) Health Ins.
(300) Clothes
(498) Misc
(10,450) Subtotal Personal Expenses
(20,000) Total Basic Living
Incremental Living
(17,165) Travel/Education/Etc
(275) Hobby Membership
(1,054) Misc Hobbies
(906) Furniture Loan - No Interest
(600) Storage
(20,000)Total Incremental Living
(40,000) Total Basic + Incremental
Accruals
(500) Auto Repair
(2,000) Auto Replacement
(500) House Repair
(400) House Appliance Replacement
(1,400) Unexpected
(200) Computer Replacement
(5,000) Total Accruals
(45,000) Total Budget
__________________
Sometimes death is not as tragic as not knowing how to live. This man knew how to live--and how to make others glad they were living. - Jack Benny at Nat King Cole's funeral
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Re: How much did you spend in 2006?
01-01-2007, 03:21 PM
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#34
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 3,895
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Re: How much did you spend in 2006?
here's this piker's budget for 2007 based on last year (sorry about the columns off, it looked better when i was typing it.
mortgage 5018.16 (about ~$70k left, might pay off in 2007)
real estate tax 1123 (cheap since selling house 2day would bring county $10k)
wind insur 2980 (2006 was 1/2 that, this is a projection only)
liability 1266
flood insur 365
water/trash 936
electric 1500
cable/dsl 540
cell phone 576
auto pymts 4963.2 (lease on t-bird ends april, will pay cash on next car)
auto gas 2114 (includes road trip based on last one to blue ridge mtns)
auto tires 400 (probably over estimate but i can be hard on tires)
auto maint 240 (considering bmw so i'll save on maintenance lol)
auto ins 1250 (& that's after all the tickets came off)
auto msl 500 (sometimes i hit stuff on the highway)
food & cash 10500 (no idea where all the cash goes, i'll track this better in 07)
medical ins 6354 (06 estate paid, 07 300/month budget here incls deduct)
rx 840 (eye drops not covered by insurance, the creeps)
home improv 1959 (this was mostly two bamboo hedges i put in in 06)
la fitness 432.48 (vanity, um, i mean health at any cost)
restaurants 667 (based on cc bills, not cash)
books/cd's 170
tolls 40
clothing/msl 1088
dental 217 (need to increase this as i'm not taking out dds ins.)
techno 411 (computer craps out ever 3-4 years it seems)
msl 500 (always pad the expenses)
46949.84
36968.48 (07 budget after house paid & after paying cash for car)
__________________
"off with their heads"~~dr. joseph-ignace guillotin
"life should begin with age and its privileges and accumulations, and end with youth and its capacity to splendidly enjoy such advantages."~~mark twain - letter to edward kimmitt 1901
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Re: How much did you spend in 2006?
01-01-2007, 03:33 PM
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#35
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Full time employment: Posting here.
Join Date: Nov 2006
Posts: 548
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Re: How much did you spend in 2006?
Quote:
Originally Posted by lazygood4nothinbum
here's this piker's budget for 2007 based on last year (sorry about the columns off, it looked better when i was typing it.
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Yeah, I noticed there was a table button in the tools, but I done went and forgetted any HTML I ever knew, so I just let it be, myself.
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Re: How much did you spend in 2006?
01-01-2007, 03:40 PM
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#36
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 3,895
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Re: How much did you spend in 2006?
cool. thanx. more buttons to push. i love pushing people's buttons.
__________________
"off with their heads"~~dr. joseph-ignace guillotin
"life should begin with age and its privileges and accumulations, and end with youth and its capacity to splendidly enjoy such advantages."~~mark twain - letter to edward kimmitt 1901
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Re: How much did you spend in 2006?
01-01-2007, 04:01 PM
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#37
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Full time employment: Posting here.
Join Date: Nov 2006
Posts: 548
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Re: How much did you spend in 2006?
Quote:
Originally Posted by lazygood4nothinbum
cool. thanx. more buttons to push. i love pushing people's buttons.
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Here is some BB code help. I am gonna mess with the following bits in just a moment. If I get 'er done, then I will share my methods!
http://docs.simplemachines.org/index.php?topic=57
Quote:
This is a table.
" "Inserts a table. It can't be used alone, or it has no sense!
["tr] "Inserts a row into a table. This BBCode can't be used alone.
" "Inserts a column into a table. This BBCode can't be used alone.
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Re: How much did you spend in 2006?
01-01-2007, 04:06 PM
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#38
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Full time employment: Posting here.
Join Date: Nov 2006
Posts: 548
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Re: How much did you spend in 2006?
Well, the mechanics of it are here, but unless there is a way to expedite moving row/columnar data and incorporating the BBcodes, this is a lot more trouble than it's worth!
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Re: How much did you spend in 2006?
01-01-2007, 04:18 PM
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#39
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Full time employment: Posting here.
Join Date: Nov 2006
Posts: 548
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Re: How much did you spend in 2006?
Okay, Excel will generate HTML code for you from your spreadsheet data if you like (I guess I knew this but never messed with it) but it is exceedingly sloppy. I did a simple 8X8 cell table and it looks to be about 100 lines. Plus you would then need to strip that down, and exchange the HTML format tags for the BB format tags... ugh.
And oops, I guess I have wandered way off topic here, sorry.
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Re: How much did you spend in 2006?
01-01-2007, 04:37 PM
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#40
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Full time employment: Posting here.
Join Date: Nov 2006
Posts: 548
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Re: How much did you spend in 2006?
Expenses
Billy&Akaisha
Me
Housing
27.0%
34.5%
Transportation
21.0%
28.9%
All other expenses
15.0%
18.0%
Medical
12.0%
0.2%
Food
12.0%
6.6%
Entertainment
10.0%
10.7%
Phone/Internet/postage
3.0%
1.5%
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