Re: How much down paynent?
A friend once dog-sat for another friend for a month. He spent 4 weeks training the dog that "DOWN! DOWN! DOWN, DAMMIT!" wold be rewarded with dog treats if the dog would jump up on the couch...
Often uninformed, seldom undecided.
Twenty years from now you will be more disappointed by the things you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover. Mark Twain