I have about 14 year's worth of living expenses in cash/cd/bonds.
I have a large equity allocation (50%) to one stock, and I use the cash as security if the market stays depressed for that stock for a long period of time, keeping me from selling some to fund expenses/replenish cash.
Rental real estate provides about 35% of my living expenses.
SWR is 2% if rentals are at 90% occupancy.
Not the typical portfolio, obviously.
ER'ed from the new car business Feb 2008. I'm 47, she's 45. Two boys ages 15 and 13. DW is SAHM. I've got a part-time used car lot I w*ork at 3 hours a day that keeps me in beer money.....