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View Poll Results: How much of the stock portion of your portfolio is in International stock?
0% 10 8.40%
1-5% 8 6.72%
5-10% 18 15.13%
10-15% 21 17.65%
15-20% 16 13.45%
over 20% 46 38.66%
Voters: 119. You may not vote on this poll

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International investment
Old 10-27-2012, 01:35 PM   #21
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International investment

Quote:
Originally Posted by hpnutty View Post
we should keep 18% of our portfolio in International (headquartered outside of the US) stocks.
I reduced the global investment from 15% to 11.9%, because I am worried about the Spain and Greece taking down the Euro zone further into recession.
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Old 10-27-2012, 01:54 PM   #22
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When I changed my calculation to stocks only I got 31.8% global. That is much higher %, now that I have lot more cash and less stocks. It's tricky!
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Old 10-27-2012, 01:55 PM   #23
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I am an extreme outlier. Avoiding home bias is my reason. Global wealth is 60% to USA's 40%. My equity and bond ratios are both aimed at that asset allocation.
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Old 10-27-2012, 02:19 PM   #24
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For people who do not mind spending the time and are willing to tinker, one can get ETFs that are country specific, if he does not feel comfortable owning the entire world market.
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Old 10-27-2012, 02:26 PM   #25
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Approximates: 35% equities

20% S&P500
5% Russ2000
5% VGK (MSCI Europe)
5% VPL (MSCI PAcific)
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Old 10-27-2012, 05:20 PM   #26
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Here's the Vanguard report (March 2012) I mentioned earlier:

https://institutional.vanguard.com/iam/pdf/ICRIECR.pdf

Something that doesn't get talked about much is whether one should factor in the increasing amount of U.S. company revenue that comes from foreign business when deciding on the international fund allocation.
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Old 10-27-2012, 05:44 PM   #27
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Of my total portfolio (not just bonds or equities, etc.), I'm at ~25% in Developed International Equities and Emerging Markets.
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Old 10-27-2012, 05:51 PM   #28
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50/50 US/non-US equities (and 100/0 equities/fixed income), as always.

Guided by numbers from The Efficient Frontier, Merriman and Les Antman.

Oil and emerging markets, not suicidal Europe.
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Old 10-27-2012, 07:31 PM   #29
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I've had 1/3rd of my equity holding in international (and frankly I'd be comfortable with even more), and 1/3rd of that in emerging markets for at least 7 years and I don't expect that to change anytime soon if ever. Furthermore, I wouldn't hold less than 5% of any asset class (your first poll option) - below that the influence is negligible WRT overall returns/volatilty so why bother? YMMV
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Old 10-27-2012, 08:35 PM   #30
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My portfolio is 75% international: 25% Canada (home)/25%US/25%EAFE/25%EM. (All stock ETFs)

My home market is too small and ill diversified. I feel that having 50% of my portfolio in North America is enough.
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Old 10-27-2012, 09:36 PM   #31
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45% portfolio stocks 50% U.S. 50% International
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Old 10-28-2012, 02:46 AM   #32
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I worked in Europe many years, so I have about 1/3 of my NW there.
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Old 10-29-2012, 10:01 AM   #33
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It's worth remembering that European stocks are not the same as European countries...

VGK holdings:

1 Royal Dutch Shell PLC
2
Nestle SA
3 HSBC Holdings PLC
4 Novartis AG
5 Vodafone Group PLC
6 BP PLC
7 Roche Holding AG
8
GlaxoSmithKline PLC
9 Total SA
10 Unilever PLC
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Old 10-29-2012, 11:14 AM   #34
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I am 100% equities, with 50% in international investments as follows: 20% developed markets, 5% emerging markets, 10% international large cap value, 10% international small cap value, 5% international REITs/real estate
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Old 10-29-2012, 11:28 AM   #35
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Vanguard lists by account at 34% International (non-US) stocks and its financial engine recommends I change that to 27%.
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Old 10-29-2012, 11:40 AM   #36
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Per Morningstar instant x-ray:

95/5 mix of Equities/Cash (no bonds)
50/50 mix of US/Intl

31 yo with high risk tolerance and 15+ yrs before I need to withdraw any of these funds.
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Old 10-30-2012, 06:20 PM   #37
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I used to be of the school that says the US companies are good enough to capture the stock market. About 10-12 years ago, after much research and thought, I changed to about 20% of my equity position in international stocks. I'm still there.

If that's good enough for Jack Bogle, it's good...
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Old 10-30-2012, 06:26 PM   #38
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A Boglehead (I am not) may not have any international stock, because I thought that he said one did not need to.

So, I searched the Web and got confirmations that the above was true. However, Bogle added that if an investor felt strongly about international stocks, he should have no more than 20%. FWIW...

The poll shows that many posters have more than 20%, same as I do (33% as reported in an earlier post).
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Old 10-30-2012, 06:52 PM   #39
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The rationale is a) the U.S. market is no longer the dominant part of the overall market and further is a developed slow-growing economy (growth doesn't mean stock gains, however;
b) relative valuations now support various sectors of International (Europe, developing markets)
c) International stocks pay a comparatively higher dividend than U.S. stocks

International are 16.5% of my total portfolio or 33% of my stock component.
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Old 10-30-2012, 08:14 PM   #40
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I have 15% of total portfolio according to Morningstar X-ray. Perhaps I will dial that up based on some of the comments on this thread.

I am surprised that many posters indicate 100% equity exposure. My target is 55% stocks / 30% bonds / 10% REIT / 5% cash.
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