Join Early Retirement Today
View Poll Results: How much of the stock portion of your portfolio is in International stock?
0% 10 8.40%
1-5% 8 6.72%
5-10% 18 15.13%
10-15% 21 17.65%
15-20% 16 13.45%
over 20% 46 38.66%
Voters: 119. You may not vote on this poll

Reply
 
Thread Tools Search this Thread Display Modes
How much of the stock portion of your portfolio is International?
Old 10-26-2012, 07:09 PM   #1
Dryer sheet aficionado
hpnutty's Avatar
 
Join Date: Oct 2011
Location: Houston, TX
Posts: 33
How much of the stock portion of your portfolio is International?

Vanguard is now recommending that we should keep 18% of our portfolio in International (headquartered outside of the US) stocks. This is an increase of 12% from last year. How much of your portfolio is in International stock?
__________________

__________________
hpnutty is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 10-26-2012, 07:46 PM   #2
Moderator
Alan's Avatar
 
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 21,074
Quote:
Originally Posted by hpnutty View Post
Vanguard is now recommending that we should keep 18% of our portfolio in International (headquartered outside of the US) stocks. This is an increase of 12% from last year. How much of your portfolio is in International stock?
Do you have a link to the article?

18% of entire portfolio regardless of age? or 18% of the stock portion of portfolio?
__________________

__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Now it's adventure before dementia
Alan is offline   Reply With Quote
Old 10-26-2012, 07:55 PM   #3
Dryer sheet aficionado
hpnutty's Avatar
 
Join Date: Oct 2011
Location: Houston, TX
Posts: 33
Quote:
Originally Posted by Alan View Post
Do you have a link to the article?

18% of entire portfolio regardless of age? or 18% of the stock portion of portfolio?
Part of a conversation with my Vanguard CFP today. No link.
__________________
hpnutty is offline   Reply With Quote
Old 10-26-2012, 07:57 PM   #4
Dryer sheet aficionado
hpnutty's Avatar
 
Join Date: Oct 2011
Location: Houston, TX
Posts: 33
18% of total regardless of age.
__________________
hpnutty is offline   Reply With Quote
Old 10-26-2012, 08:42 PM   #5
Moderator
Alan's Avatar
 
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 21,074
Quote:
Originally Posted by hpnutty View Post
Part of a conversation with my Vanguard CFP today. No link.
Quote:
Originally Posted by hpnutty View Post
18% of total regardless of age.
I assume that if it is after a review with yourself, then it will be tailored to your circumstances.

e.g. I can't see an 80 year old being advised to keep 18% of their total portfolio in international stocks.

I guess what I am saying is that your poll will not mean a lot if you are looking to see what others in a similar situation as yourself are doing.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Now it's adventure before dementia
Alan is offline   Reply With Quote
Old 10-26-2012, 09:47 PM   #6
Thinks s/he gets paid by the post
photoguy's Avatar
 
Join Date: Jun 2010
Posts: 2,301
I'm surprised your top category is only 20%. My target is that international should be 40% of equities which is 73% of my total portfolio.
__________________
photoguy is offline   Reply With Quote
Old 10-26-2012, 09:47 PM   #7
Dryer sheet aficionado
hpnutty's Avatar
 
Join Date: Oct 2011
Location: Houston, TX
Posts: 33
Quote:
Originally Posted by Alan View Post
I assume that if it is after a review with yourself, then it will be tailored to your circumstances.

e.g. I can't see an 80 year old being advised to keep 18% of their total portfolio in international stocks.

I guess what I am saying is that your poll will not mean a lot if you are looking to see what others in a similar situation as yourself are doing.
Agreed with your assessment. I think I should have changed the poll to read what percentage of your stock investment is in international stocks? Alan, since you are a mod how about we delete this thread and start again with the appropriate question and categories that are more appropriate?
__________________
hpnutty is offline   Reply With Quote
Old 10-26-2012, 09:57 PM   #8
Moderator
Alan's Avatar
 
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 21,074
I changed the title and poll to reflect the stock portion of one's portfolio.

That should work I think as each asset class should be diversified. (according to many)
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Now it's adventure before dementia
Alan is offline   Reply With Quote
Old 10-26-2012, 10:12 PM   #9
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 16,396
I currently have 27% according to Portfolio Watch which gives me an "OK - Your investments in foreign stocks are adding an important level of diversification to your portfolio". My current target is 25% of equities.
__________________
pb4uski is online now   Reply With Quote
Old 10-26-2012, 10:34 PM   #10
Moderator Emeritus
 
Join Date: May 2007
Posts: 11,031
About 5% for me. I get currency diversification in other ways.
__________________
FIREd is offline   Reply With Quote
Old 10-26-2012, 11:13 PM   #11
Thinks s/he gets paid by the post
 
Join Date: Jul 2005
Posts: 3,862
Tops out at 20%? I'm at 50%, roughly following global market cap and equal portfolio AA weighting. More to rebalance with, and in the long run international stocks should perform about the same as the U.S., only different.
__________________
Animorph is offline   Reply With Quote
Old 10-26-2012, 11:45 PM   #12
Thinks s/he gets paid by the post
 
Join Date: Jul 2005
Location: Los Angeles area
Posts: 1,432
0%, although many of the stocks in my portfolio derive a majority of their earnings from outside the US.
__________________
learn, work, save, invest, fire
CyclingInvestor is offline   Reply With Quote
Old 10-27-2012, 12:13 AM   #13
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 19,388
70% of my portfolio is in equities. Of that 70%, 1/3 of it is in international.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leon Trotsky
NW-Bound is online now   Reply With Quote
Old 10-27-2012, 03:39 AM   #14
Thinks s/he gets paid by the post
target2019's Avatar
 
Join Date: Dec 2008
Posts: 3,705
60% equity
:
2/3 US, 1/3 Int'l
:
3/4 Developed, 1/4 Emerging
__________________
target2019 is offline   Reply With Quote
Old 10-27-2012, 05:28 AM   #15
Thinks s/he gets paid by the post
 
Join Date: Mar 2009
Posts: 1,433
Currently 20.6% . My personal range is 20-25% of equities
__________________
Retired in 2016. Living off dividends / interest and a mini pension. Freedom.
foxfirev5 is offline   Reply With Quote
Old 10-27-2012, 09:25 AM   #16
Thinks s/he gets paid by the post
RockyMtn's Avatar
 
Join Date: Jul 2009
Location: North Scottsdale
Posts: 1,229
5% of total portfolio in International which equals just under 10% of my equities allocation.
__________________
FIRE'D in July 2009 at 51...Never look back!
RockyMtn is offline   Reply With Quote
Old 10-27-2012, 09:35 AM   #17
gone traveling
 
Join Date: Apr 2009
Location: Eastern PA
Posts: 3,851
25% international (compared to all equities held) for us...

I can't see ever going below this percentage with the equity holdings that I/DW hold.

Heck, our heavy investment in the health care (drugs, development, services) sector has most of the companies based in Euroland, along with various other sectors in the world, outside of health care.

It's a flat earth for equity investments, IMHO.
__________________
rescueme is offline   Reply With Quote
Old 10-27-2012, 09:53 AM   #18
Moderator
Alan's Avatar
 
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 21,074
The equities portion is 38% of of the portfolio, of which 12% is international.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Now it's adventure before dementia
Alan is offline   Reply With Quote
Old 10-27-2012, 12:02 PM   #19
Thinks s/he gets paid by the post
MooreBonds's Avatar
 
Join Date: Aug 2004
Location: St. Louis
Posts: 2,091
Equities are ~85% of total investment portfolio*
Foreign stocks are ~33% of the equities (28% of total investments).


*Basically, all holdings (REITs, utilities, which aren't bond ETFs or preferred stocks are lumped as "equities". Also excludes money held in savings bonds earmarked for paying off the house.

Also, because it's not that critical of a calculation, and because my portfolio has an unwieldy # of holdings (exceeding 400), I marked down the numbers above by 1% to reflect small positions in Wellesley/Wellington/etc. which have some bond holdings.
__________________
Dryer sheets Schmyer sheets
MooreBonds is offline   Reply With Quote
Old 10-27-2012, 12:34 PM   #20
Recycles dryer sheets
Focus's Avatar
 
Join Date: Oct 2009
Posts: 471
This 2009 post by the Oblivious Investor provides a good overview:

International Allocation: Maximum and Minimum

He mentions Vanguard's recommendations. Based on a Vanguard report I read, I ended up choosing 30%.
__________________

__________________
Focus is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Any Quicken pros? SumDay FIRE and Money 11 10-18-2012 07:08 PM
realtyincome.com Quantum Sufficit FIRE and Money 10 07-29-2012 11:47 PM
Lazy Portfolio vs Slice & Dice Midpack FIRE and Money 8 06-04-2012 08:43 AM
The Total Economy Portfolio - Rick Ferri Midpack FIRE and Money 3 02-29-2012 05:00 PM

 

 
All times are GMT -6. The time now is 11:57 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.