13% in after tax. Rest is:
84% IRA
3% Roth
We drank the cool aid on 401Ks and IRAs for many years. Roth didn't arrive soon enough to add much. Would have more taxable if we hadn't paid off the house before retiring 2 years ago.
Now we are converting IRA to Roth to maximum of 15% bracket every year before age 70.5 arrives (we are 62). Nice thing about IRAs is that we put money in at tax brackets upwards of 28% but are taking it out at 15%. Roth conversions will minimize amount that MRDs push into 25% bracket according to Excel spreadsheet.
We live on the IRAs, SS, and a micro pension, and pay taxes and extraordinary expenses (trips, house paint, repairs, and other assorted occassional biggies) from taxable account. When it runs out, we'll use Roth for same.