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Old 09-26-2013, 11:01 AM   #61
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Location: SF East Bay
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Originally Posted by REWahoo View Post
Speaking of a life on the road maintenance cost, I just footed a $500+ bill to pay for the replacement of a leaf spring and tire on the 5th wheel. Having a suspension spring suddenly break at 60 mph is an 'interesting' experience...as was watching the mobile repair service do the repairs sitting on the shoulder of I-25...
Thanks REW. You've given me something to look forward to
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Old 09-26-2013, 11:44 AM   #62
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Join Date: Nov 2006
Location: Bossier City
Posts: 2,182
I'll post a full report next month. We're just moving into our retirement house this weekend. What I know right now:

1639 sq ft brick home. 3bdrm, 2 bath, 2 car garage. 6 yrs old.

RE taxes-Parish & City: $1584 per yr/$132 month
Homeowner's Ins: $1028 per yr/$85.66 month
Flood: N/A
HOA: $175 per yr/$14.58 month
Elec: TBD
Cable & internet: $94 mo.
Landline: N/A
2 cell phones: $80 mo. (gonna shop around when I get a chance
Water: TBD (estimate $80 mo.) includes sewer & trash
Natural Gasestimate $60 mo.)
Lawn maint: undecided, but prob. end up hiring out because of bad allergies (est. $100)
Auto Insurance: $100 mo.

Estimate for now: $746.24 per month
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Old 09-27-2013, 12:37 AM   #63
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Join Date: Jun 2004
Location: No. California
Posts: 1,600
Location: Folsom, CA
Size: 1670 sq ft
FIRE'd: Yes

Monthly figures:

RE Taxes: 438
Electricity: 76 averaged
Water/Sewer/Garbage: 90
Gas: 35 averaged
HOA: 115 (includes front yard maintenance)
Yard Maint: 50 for seeds, fertilizer, mulch, new plants, etc.

Home Ins: 52
Flood: N/A
Pest Bond: N/A
Umbrella: 20 – 2 Mil

TOTAL: $795

Other Variables:

Landline & Internet: $48
Cell Phone: 22
Directv: 80
Newspaper: 15
Auto ins: 73
House Cleaning: 185
House maintenance: ? 100 - 9 year old home, haven’t needed much yet.
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Old 09-27-2013, 02:47 AM   #64
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Join Date: Feb 2013
Posts: 101
Let's throw a bit of Down Under flavour to this conversation. Amounts are converted to US dollars

Location: Canberra, Australia
Size: 2000 sq ft
FIRE'd: Me, next week. DW still working casual.

Monthly figures:

RE Taxes: 193 (rates, covers sewer and garbage)
Electricity: 140 averaged
Water: 40
Gas: 169 averaged
HOA: 0
Yard Maint: 0

Home Ins: 47
Flood: covered by home insurance
Pest Bond: N/A
Umbrella: N/A

TOTAL: $589

Other Variables:

Landline & Internet: 90
Cell Phone: 32 (for two of us)
Auto ins: 80 (car and motorbike)
House Cleaning: 0
House maintenance: 50
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Old 09-27-2013, 06:05 AM   #65
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Location: Historic Florida
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Originally Posted by Ozstache View Post
Let's throw a bit of Down Under flavour to this conversation. Amounts are converted to US dollars
Thanks for the Aus Angle. Definitely Cheaper from a Rates (similar to the UK) perspective. But probably more than compensated for in income taxes. My good friend lives on the Gold Coast in QE. His costs are very reasonable too. Thanks for contributing.

Also after thinking about it. Rent should be considered as a cost as it is a monthly outlay. Mortgage though is different because that could be paid off an eliminated. Rent is Rent, and should include the landlord's passed down costs. This would put the rental numbers the highest.
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Old 09-27-2013, 06:23 AM   #66
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Join Date: Aug 2013
Posts: 349
Location: No VA (DC Suburbs)
Size: 4,200 sqft
FIREd: not quite

RE Taxes: ~ $580
Utilities: ~ $325 between Electric, Gas, Water (Gas Heat, Electric AC)
HOA: $155
Yard Maint: $70

Home Ins: $120 (Home & Contents)

TOTAL: $1030

Soon to be empty-nester. We're thinking of downsizing then or possibly purchasing an historic home (slight increase in overall costs to maintain.)
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Old 09-27-2013, 09:09 AM   #67
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Join Date: Oct 2012
Posts: 117
Location: Boston suburb
2750 sq ft home. 4 bdrm, 3 1/2 bath, 2 car garage. 15 yrs old.

RE taxes- $590
Homeowner's Ins: $145 incl umbrella
Flood: N/A
HOA: N/A
Elec: $195
Heating Oil: $3990 for past year / $330 average
Water: Well
Sewer: $45
Trash - private service $30
Lawn maint: self

Estimate: $1335 per month Ouch - We've got to move away from Boston.


Cable & internet: $145 mo.
Landline: incl above
Cell phones: $ 160 mo
Auto Insurance: $115 mo. 3 vehicles, 2 older
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Old 09-27-2013, 04:15 PM   #68
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Join Date: Dec 2009
Location: Phoenix
Posts: 9
Phoenix AZ suburb, 2500 Sq Ft, 29 years old 3/4 ac. 3mos to fire

RE taxes- $127
Homeowner's Ins: $116
Flood: N/A
HOA: N/A
Elec: $200 avg
Water/Sewer/garbage: $45
Lawn maint: $75
House cleaning: $195


Sub Total:$758


Cable internet and land line: $175 mo.
2 Cell phones: $105 mo

Did a lot of work on house 2 years ago (paint inside/outside, new carpet, new tile, new roof, new appliances, plumbing, electrical, new Air Cond.

On going home Maint - ~$100
Next (last) big event - redo back yard ($10,000?)
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Old 09-28-2013, 08:39 AM   #69
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Join Date: Apr 2012
Posts: 1,357
Location: Mid-Atlantic (MD)
Size: 3300 sq ft home. 4 bdrm, 2 1/2 bath, 35 yrs old.
FIRE: currently targeting June 2014

RE taxes- $350
Homeowner's Ins: $120 incl umbrella
Flood: N/A
HOA: N/A
Elec: $282 (includes heating)
Heating Oil: N/A
Water: Well
Sewer: N/A
Trash - private service $45
Lawn maint: $100/month budget for self-maintenance (Riding Mower maintenance, gas, seeding/weeding, bush/branch/hedge trimming tools, etc.)
Security system: $30

Sub total: $927 per month

Cable & internet: $135 mo.
Landline: $60 mo (included long distance and other bells and whistles)
Cell phones: $ 150 mo (multi line family plan)
Auto Insurance: $212 mo. for 3 vehicles (have teenager on policy)

Ongoing home maintenance/repairs (including lawn item above but excluding the other ones): average of $395/month over the last 10 years. This includes new appliances and major repairs (e.g. replacing roof, well pump, furnace).
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Old 09-28-2013, 09:35 AM   #70
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Location: ST LOUIS
Posts: 993
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Originally Posted by ziggy29 View Post
It's obviously not my retirement home, but it does show how clergy can live so cheaply:

Location: SE Texas
Size: 1,800 sqft
FIREd: I'm semi-retired, DW is clergy

RE Taxes: $0 (it's a tax-exempt parsonage)
Electricity: $0 (paid by the church)
Water: $0 (paid by the church)
Sewer: $0 (paid by the church)
Garbage: $0 (paid by the church)
Gas: $0 (paid by the church)
HOA: N/A
Yard Maint: $0 (I maintain our back yard and other members do the rest of the grounds)

Home Ins: $15 (renters policy for contents)
Flood: N/A
Pest Bond: N/A
Umbrella: $16

TOTAL: $31

Some Other Variables:

Cable & Internet: $90 (for satellite TV, I use the church's internet through a repeater)
Land line phone: $0 (paid by church)
Cell phones: $60
News Paper: $2 (small town weekly paper)
Auto Insurance: $100
Maintenance: $20 (for minor things, church covers major repairs)
Just curious Ziggy how is the food cost handled?
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Old 09-28-2013, 12:24 PM   #71
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Okay, I'll play.

Location: Nassau County (Long Island) NY
Size: 650 sq ft studio co-op apartment
FIREd: Yes

Annual 2012 figures

RE Taxes: $1,957, net of a state school tax rebate
Electricity: $651
Homeowners insurance (my own): $217
Parking: $744


My monthly maintenance includes real estate taxes, the co-op's mortgage on the buildings, my parking fee, and "everything else" involved in the physical upkeep of the co-op complex. While I do see the annual expenditures of various major items in our annual report and do figure out my prorated share of them, I generally lump the "everything else" into one category. Some items, such as total home(owners) insurance, are split up between a part of my maintenance payments and my own HO policy.

"Everything Else" in the maintenance: $2,560 (biggest items are fuel, salary and benefits for building staff, water, repairs, electric, and insurance)
Co-op's mortgage P&I: $1,035

TOTAL: $7,164

Some Other Variables:

Cable: $749
Internet: $282
Phone (landline only, no cell phone): $383
Auto Insurance: $1,328
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Old 09-30-2013, 05:51 AM   #72
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Originally Posted by rec7 View Post
Just curious Ziggy how is the food cost handled?
Food is at our own expense.
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Old 09-30-2013, 08:05 AM   #73
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You win!!!
No the preacher wins. In this thread I think the lowest wins.
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Old 09-30-2013, 09:22 AM   #74
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Originally Posted by ShokWaveRider View Post
Not really, they are virtually fully subsidized, and still working. Thisngs would change if FIREd.

Winning in this case is the most spent. I though FLA was bad!
My figures were annual. How am I spending the most? I saw others spending more per year when you annualized their monthly amounts.
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Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.

"I want my money working for me instead of me working for my money!"
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Old 09-30-2013, 09:33 AM   #75
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My figures were annual. How am I spending the most? I saw others spending more per year when you annualized their monthly amounts.
Sorry my mistake I thought they were monthly.....
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Old 09-30-2013, 01:21 PM   #76
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No the preacher wins. In this thread I think the lowest wins.
Yes, but only as long as she is still w*rking. Nice gig for me as long as she still feels satisfied and fulfilled by doing it.
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RIP to Reemy, my avatar dog (2003 - 9/16/2017)
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