How to allocate taxable/non-tax accounts into ETFs?

[Olav23]

Hi all.

Thanks so much again for all the helpful comments on my previous ETF question. Now that it comes down to it, I need help composing two ETF portfolios.

To start with, I am 27, so can take on risk. I'd prefer to be about 80%-90% in equities.

I currently have:
92k in a taxable account and
43k in tax free accounts (IRAs)

I would like to allocate this into the best use of each fund (least tax efficient in tax free account, etc).

Can anyone recommend an allocation? I would specifically like to earmark about 5% to a REIT ETF in the non-tax and at least 20-25% of all money in Intl stock (as I believe the rest of the world will begin to outpace us in the near future)

Any help is greatly appreciated!

Thanks,
Olav