Re: How to retire in your 30s
Please don't get me wrong. I am NOT saying you need to, or even should buy your kids whatever they want. I didn't, and I don't believe it is healthy. Having and raising kids is an extremely rewarding endeavour, and one I would recommend to anyone if they are suitably wired.
But, you will find that all the theories you have before, or shortly after they arrive, will be lacking when the actually reality begins to play out. And the notion that "they don't cost that much", is one of the first ideas that you need to plan to reexamine. Being frugal is a good thing, and a good value to teach. But it's an entirely different matter to choose to let a tooth go, or drive a marginal car, or make other decisions based on doing less for yourself. It's another matter to make that decision for another human being that can't do it for themselves.
I am not saying that ER is incompatible with having kids. I AM saying that ER should not be the driving force, and having kids a side-project.
And if you believe that you will always have control over the little beasts psychologcially, think again. It's a two-way street. Kids will raise you as much as you raise them. That's a good thing. Plan to have your values change.
I have an inferiority complex, but it's not a very good one.