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Old 07-23-2010, 04:15 PM   #21
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I limit my "things" purchase to that which gives me experiences. Two motorcycles that my son and I rode together through the mountains in Colorado, kayaks were use on trips down the local rivers, a small power boat we take fishing, etc.
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Old 07-23-2010, 06:33 PM   #22
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Spending money on ....that makes me happy:

1. An item, such as a bike that has been on the want-list for a while.
2. Gifting to close family members.
3. Giving a manageable sum of money to the needy and you know that it took care of their health/food/study needs. Such as, feeding the orphans, on a special day.
4. Vacations/parties, when they turn out to be pleasant/memorable.
5. Investments that, per our perception, is worthy.
6. Clothes or things, when you look good in it and tend to use it repeatedly. Meaning, when it has given you the money's worth.
7. Food, only when it is unique and provides a good experience.
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Old 07-23-2010, 07:48 PM   #23
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I have been ridiculously happy since my retirement last year. I am a real little ray of sunshine constantly, if you know what I mean?

I eat out at restaurants a lot, and enjoy being able to afford that. Other than that, I enjoy buying an occasional FRIVOLOUS item. I notice that spending is a lot more fun if money is being spent on something that I want or think is pretty, but that I don't need and couldn't possibly justify. It makes me happy to know that I don't have to justify any affordable expense to anybody.
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Old 07-23-2010, 09:19 PM   #24
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Gosh, when you put it that way, it seems inexpensive to have ten a day! Think I'll go have another right now........
If you have ten a day, you can probably go with a higher SWR.
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Old 07-24-2010, 06:04 AM   #25
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I'm trying to spend my money on experiences, but the Playboy bunnies won't return my call.
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Old 07-24-2010, 07:37 AM   #26
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I'm trying to spend my money on experiences, but the Playboy bunnies won't return my call.
They might if the price is right.
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Old 07-26-2010, 10:07 AM   #27
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I'm trying to spend my money on experiences, but the Playboy bunnies won't return my call.
The bid ask spread is too high.
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Old 07-26-2010, 10:19 AM   #28
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I've always (even in pre-FIRE days) allocated some for "cool stuff", "fun stuff" to make myself happy. It doesn't have to be expensive, but just for stuff I like. (For example, today I bought myself a retractable mouse for my laptop. Only about $10 but pretty nifty). I compare this approach kind of like if one goes on a diet, one still needs some allowance for dessert. Not in excess, but some.
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