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How was your January?
Old 02-01-2006, 08:59 AM   #1
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How was your January?

Up 6.0% for moi...
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Re: How was your January?
Old 02-01-2006, 09:21 AM   #2
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Re: How was your January?

Outflows: about $70,000

Portfolio sent back to similar valuations as of last august.
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Re: How was your January?
Old 02-01-2006, 09:29 AM   #3
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Re: How was your January?

I'm up around 4.0% for the month. I'm not complaining, since I also paid off all the Christmas bills in January!
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Re: How was your January?
Old 02-01-2006, 10:24 AM   #4
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Re: How was your January?

I don't find this monthly "I'll show you mine if you show me yours" business very meaningful. Since I retired 8 months ago and began living off my portfolio, it has continued to grow even though I'm drawing down at a rate of almost 5.5% until SS cuts in three years from now. (I know, wait until you're 70..... :P). I planned for the worst, assuming I would be eating into my nest egg to the tune of $150k or so before dropping my withdrawal rate to just under 4% when SS starts. That still may happen, but for now it is nice to be able to say "I have more money than I had when I was working."

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Re: How was your January?
Old 02-01-2006, 10:29 AM   #5
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Re: How was your January?

I haven't checked my ytd numbers but my natural gas bill dropped by 38% as compared to December.*
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Re: How was your January?
Old 02-01-2006, 10:36 AM   #6
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Re: How was your January?

Up 4.06% if this keeps up all year , we'll be livin large!! shredder
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Re: How was your January?
Old 02-01-2006, 10:42 AM   #7
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Re: How was your January?

Up 5.19%


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Re: How was your January?
Old 02-01-2006, 11:03 AM   #8
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Re: How was your January?

I lost count, but several times per week
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Re: How was your January?
Old 02-01-2006, 11:05 AM   #9
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Re: How was your January?

+ 3.25%, however a very meaningless number for the long-term investor.
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Re: How was your January?
Old 02-01-2006, 11:09 AM   #10
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Re: How was your January?

I know in the overall scheme of things, these month-to-month numbers are meaningless. Still, fun to throw around if you don't dwell on them too deeply. Oh, and for the first time in a long time, I'm actually seeing a REDUCTION in other things! Car insurance dropped this year, from around $2000 (1 full coverage car and 3 liability-only cars) per year to $1394. I think it's because I'm now in the 35-39 age bracket, and it must drop at that point. Haven't really been able to see how the oil bill will be this year. I'm paying a lot more per gallon, but it's also been pretty mild, so those two factors will probably cancel each other out. Last electric bill was around $103 though. Same time last year it was around $125.
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Re: How was your January?
Old 02-01-2006, 11:28 AM   #11
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Re: How was your January?

Up 3.1% for the month and wishing there was a chance in hell that I could equal that 11 more times in 2006.
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Re: How was your January?
Old 02-01-2006, 11:31 AM   #12
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Re: How was your January?

You guys must not own any cd's or bonds to be up 5% or more.*
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Re: How was your January?
Old 02-01-2006, 11:40 AM   #13
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Re: How was your January?

My portfolio is split up like this:

74.7%: Mutual funds/individual stocks
17.7%: MMA with Emigrant Direct
3.4%: old E/EE bonds that are gradually starting to hit final maturity
2.8%: checking/savings account
1.4%: I-bond

So that whole thing went up around 4.0%.

Factor out everything but the mutuals/stocks, and I'm up around 5.3%
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Re: How was your January?
Old 02-01-2006, 11:44 AM   #14
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Re: How was your January?

Yep, once again right there in the middle at 4.4% for the month. I wish I could keep it up for the next 11 months. But that would be more than 48 hours and require medical assistance. Right?
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Re: How was your January?
Old 02-01-2006, 12:48 PM   #15
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Re: How was your January?

6.95% - february may be like this :P
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Re: How was your January?
Old 02-01-2006, 12:52 PM   #16
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Re: How was your January?

Up 5.19%

Asset Allocation:

46% US Equities (including energy)
28% International
26% Fixed Income


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Re: How was your January?
Old 02-01-2006, 01:30 PM   #17
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Re: How was your January?

4.98%* 8)

lots of latin american stuff.
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Re: How was your January?
Old 02-01-2006, 01:45 PM   #18
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Re: How was your January?

up 4% -- keep our fingers crossed.
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Re: How was your January?
Old 02-01-2006, 02:44 PM   #19
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Re: How was your January?

Quote:
I don't find this monthly "I'll show you mine if you show me yours" business very meaningful.
I figured it was better than my usual content-free posting... :P

Hey, and I changed my name for you... :
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Re: How was your January?
Old 02-01-2006, 03:00 PM   #20
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Re: How was your January?

Quote:
Originally Posted by Have Funds, Will Retire
Hey, and I changed my name for you... :
Yes you did, and I found that very meaningful (to me, at least). But monthly portfolio fluctuations are just that. Take a look at the end of the year, then we will see if any of us have something you can hang your hat on.

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