How's your YTD

[TargaDave]

Nothing worldbeating here. Somewhere in the 7% return range though I agree with others that it's a difficult number to calculate since we add to the pile on a regular basis and I don't track all the details. We have a hefty portion invested conservatively and some GLW options that were excersized that I didn't include. I know the starting pile and the ending pile and I have no complaints.

I would be thrilled to average 6% over the next 10 years.

 

[retire@40]

ROI through Nov 30 = 6.21%

I'll figure out actual year-end return sometime in mid-January.

 

[ranch111]

My 401k cranked out 19% this year.

 

[haha]

My 401k cranked out 19% this year.

Heroin futures?

Ha

 

[Spanky]

In general, a 60/40 (US stocks/bonds) portfolio's return is about 4.56%, while a portfolio with Energy, international stocks, emerging markets, commodity and precious metal would provide double-digit return in 2005.

 

[preben]

Now have precise number and did 14%. Not shabby. Happy new year!

 

[73ss454]

Heroin futures?

Ha

I'm with HaHa, markets are flat for the year and everyone is making money.

 

[retire@40]

I'm with HaHa, markets are flat for the year and everyone is making money.

Just because the markets are flat doesn't mean you still can't earn a decent return.

A few items that brought me above the market return include a few I bonds I purchased in June 2000 which have been earning over 7% (cuurently over 9%), I'm holding a private mortgage note at 7%, I had a large holding (over $50K) in Janus Orion (JORNX) that made around 22%, and a large holding (over $50K) in the Janus Contrarian Fund (JSVAX) that made about 16%.

I did not add new money to any of the above investments in 2005, so those are actual returns.

 

[aggie]

Overall increase, inclusive of contributions, was 19.4%. 401K growth only was 9.9%. Overweighting in S&P 500 brought me down somewhat... 8)

 

[Spanky]

Now have precise number and did 14%. Not shabby. Happy new year!

Not bad at all - most of the returns are from Precious metal, Emerging market, Commodity and International Value in that order, I think.

 

[sgeeeee]

7.04% according to Money. Not a great year, but certainly a return I can live with.

 

[Yipee-Ki-O]

7.2% for my 401k according to Fidelity for a 60% stock/40% bond portfolio with the stock portion consisting of equal parts small cap, mid-cap, S&P 500 and international and each class (except for the S&P) made up of an amalgam of individual funds.

 

[markplus4]

7.2%....
Cash 8%
TIPS 14%
CD's 8%
Corp Bonds 10%
Emerg Mkts/Intl 30%
U.S. Stocks 30%

Stock portfolio tilted towards energy/base metals.

 

[greg]

Did OK for the past year: up 9%, give or take a couple of tenths. Most of the amount above 3-4% baseline T-bill gain came from RE, gas/oil, PM stuff, and a wee bit of trading. I'm underwater on some long bonds and short funds, but I'm hoping to get that back this year or next.

After adjusting for inflation and taxes, I figure I'm up 1-2% in real terms for the year, so I'm happy. Holding to the course already set.

--Greg

 

[Spanky]

If we account for tax and inflation, the S&P500 return for the year is negative at a marginal rate of 28%.

4.77%*(1-.28) - 3.45% (inflation rate from http://www.neatideas.com/cpi.htm) = -0.02%

 

[Sheryl]

After an hour or two of web-wandering,  I arrive at 7.75%.   A couple funds are still only showing 11/30 YTD so could be off a bit, but not significantly.

46%  Stock or blended funds
18%  International funds
22%  Cash or similar
7  %  Bonds and bond funds
7  %  Individual stocks

 

[preben]

I am impressed Spanky! You are correct. They were followed by others also beating the SP500: EM debt and REITs. MY microcaps and my VEIPX(large value) hovered around the 4% only and my only loser was PFUIX (for. developed bonds) taking a beating due to the stronger USD - down 9% YTD, good chance to re-balance in I guess.
Cheers!

Not bad at all - most of the returns are from Precious metal, Emerging market, Commodity and International Value in that order, I think.

 

[mickeyd]

1/3/06:10:50AM


So far this year I have not lost a penny in any of my investments.

 

[free4now]

Since I only had one trade this year in my brokerage account it was relatively easy to calculate my YTD:

7.4%

 

[lazyday]

1/3/06:10:50AM
So far this year I have not lost a penny in any of my investments.

OK, very rough estimate, my annualized YTD so far is about 700%.

 

[sgeeeee]

  OK, very rough estimate, my annualized YTD so far is about 700%.

Guarantee me only half that amount for the rest of the year and I will let you invest my money and you can keep everything you make over 350%.

 

[ccs61]

International stocks/funds -- 36%
Large Cap Funds -- 21%
Small Cap Funds -- 13%
Cash -- 10%
Real Estate Stocks/Funds -- 19%

Total Return this year -- 11.17%

 

[justin]

Just checked - assuming I had owned everything I own today on the 1st day of 2005, my YTD return would be 10.43%. Not too far off from my preliminary guesses, and probably pretty close to my actual annualized year to date return (I made purchases during the year). The international allocation of my portfolio helped immensely.

 

[lazyday]

Guarantee me only half that amount for the rest of the year and I will let you invest my money and you can keep everything you make over 350%.

Hmmm, what has an 85% chance of going to 0, and a 10% chance of going up over 500%? Maybe a very out of the money long term option?
Of course, I'd have to be careful how the "guarantee" is worded...

 

[justin]

Hmmm, what has an 85% chance of going to 0, and a 10% chance of going up over 500%? Maybe a very out of the money long term option?
Of course, I'd have to be careful how the "guarantee" is worded...

Las Vegas, Atlantic City, your local Indian Casino or local bookie should be able to make a deal with these odds.