New to this forum and wanted opinions on investing HSA distribution money to ROTH IRA. I'm currently maxing out on 401k and HSA. I haven't used any of my HSA money for medical expenses, just investing it. I was thinking of reimbursing myself for qualified medical expenses and taking that money and putting it into a Roth IRA. I am currently 55 and have over 2 mil in 401k and Reg IRA's and plan on working maybe another 3-4 years. So also looking to have some non-taxable money to pull from later on. My thought is that this is away of getting pre-tax money into a Roth IRA, so that when I go to use it years from now, I won't be restricted to just using for medical purposes and also won't have to pay tax when I take withdrawals. I most likely will have more money in my HSA than I will have qualified expenses (at least hope so) so any money I don't pull out for that would stay in the HSA. Am I missing anything with my logic that this would be a good way of having pre-tax money and not being taxed on it later on? I know I could just invest straight into a ROTH, but that would mean either investing more money than I am now or doing it after tax. Thanks in advance for any input