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View Poll Results: I have retired early, and I attribute my investment success to...
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Buy and Hold "boring" investments
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68 |
83.95% |
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An aggressive approach involving individual stocks, etc.
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13 |
16.05% |
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I Attribute My Investment Success To...
07-05-2006, 12:17 PM
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#1
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Posts: 5,548
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-
__________________
- Al -- Always serious, never joking. No, wait. Never serious... Always... I forget.
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Re: I Attribute My Investment Success To...
07-05-2006, 12:18 PM
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#2
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Location: DFW
Posts: 6,334
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The CANBEER system... :P
__________________
Have Funds, Will Retire
"...but do feel free to assert your duly noted opinion on this subject again without benefit of reference or provision of additional information..."
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Re: I Attribute My Investment Success To...
07-05-2006, 12:27 PM
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#3
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Moderator Emeritus
Join Date: Feb 2005
Location: San Diego
Posts: 4,958
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Where's the "I married a woman who makes more than me, and now that she stays home with the kid, she still makes as much as me as a consultant!"
We don't have a lot yet, and most (90%) of our wealth is derived from DW's stock options (now safely sold and invested in a diversified portfolio) and the real estate bubble of San Diego.
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Re: I Attribute My Investment Success To...
07-05-2006, 12:36 PM
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#4
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Moderator Emeritus
Join Date: Jul 2005
Posts: 2,674
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Save a reasonable amount of your income.
Invest in a variety of different stocks, bonds and cash-like instruments.
Let it ride...
Repeat often.
__________________
Work? I don't have time to work....I'm retired.
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Re: I Attribute My Investment Success To...
07-05-2006, 12:44 PM
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#5
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2003
Posts: 9,993
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Guess I am the only stock-picker to answer so far...
__________________
"And Jesus spake, 'Become thou now fishers of adjustable rate mortgages'" - New Conservative Bible
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Re: I Attribute My Investment Success To...
07-05-2006, 12:50 PM
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#6
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Thinks s/he gets paid by the post
Join Date: Oct 2004
Posts: 2,144
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Luck, until I started reading this board.
I feel so much smarter now, I'm actually starting to get it.
A little late at 57 but it's a start.
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Re: I Attribute My Investment Success To...
07-05-2006, 12:51 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Jun 2005
Posts: 4,009
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bi-monthly DCA into a couple of 401k's, IRA's, and/or taxable accounts. What I'm buying - index funds - total market, extended market, emerging markets, large cap value, total international - just depends on which pot o money it is.
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Re: I Attribute My Investment Success To...
07-05-2006, 12:54 PM
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#8
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Moderator Emeritus
Join Date: Feb 2004
Location: Oahu
Posts: 17,531
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Quote:
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Originally Posted by brewer12345
Guess I am the only stock-picker to answer so far...
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Nah, you're just the only stock-picker to be able to claim investment success with the cojones to do it in their ER portfolio...
__________________
*
*
For more info see "About Me" in my profile.
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Re: I Attribute My Investment Success To...
07-05-2006, 01:21 PM
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#9
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Thinks s/he gets paid by the post
Join Date: Jan 2005
Posts: 1,680
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I've been very good at my investment decisions..signed.. John Kerry*
__________________
Resist much. Obey Little. . . . Ed Abbey
Disclaimer: My Posts are for my amusement only.
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Re: I Attribute My Investment Success To...
07-05-2006, 01:33 PM
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#10
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Moderator Emeritus
Join Date: Jul 2005
Posts: 2,674
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Quote:
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Originally Posted by brewer12345
Guess I am the only stock-picker to answer so far...
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Not exactly.....
My after tax account is 80% individual stocks bought over the past 15 years...some have been sold...some have been eaten by other companies and some have died along the way. I don't churn the account much at all but I did pick them one by one and the account lives or dies by what I do with them. I don't profess to be good at it at all but it has indeed been a learning experience.
My 401k is all index funds at Vanguard.
My IRAs are a combination of individual stocks, funds, bonds, CDs, and REITs.
My cash accounts are in MM, CDs, index funds, and a few bonds.
I think I even have some spare change under the couch cushions for a rainy day.
__________________
Work? I don't have time to work....I'm retired.
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Re: I Attribute My Investment Success To...
07-05-2006, 01:39 PM
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#11
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Full time employment: Posting here.
Join Date: Jun 2006
Posts: 718
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Its hard enough for us to stay diversified with mutual funds let alone trying to do it by picking individual stocks :P
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Re: I Attribute My Investment Success To...
07-05-2006, 02:26 PM
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#12
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Thinks s/he gets paid by the post
Join Date: Jun 2005
Posts: 2,450
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401k is all index funds, taxable accounts all individual stocks (mostly drips and very boring).....lot's of singles and not so much trying to hit home runs...
__________________
- Hurry! to the cliffs of insanity!
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Re: I Attribute My Investment Success To...
07-05-2006, 02:28 PM
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#13
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Thinks s/he gets paid by the post
Join Date: Apr 2006
Posts: 1,457
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i'm am not sufficiently intelligent to do more than boring, diversified funds, largely indexed.
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Re: I Attribute My Investment Success To...
07-05-2006, 02:30 PM
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#14
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Location: DFW
Posts: 6,334
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Quote:
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Originally Posted by d
i'm am not sufficiently intelligent to do more than boring, diversified funds, largely indexed.
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There...*
__________________
Have Funds, Will Retire
"...but do feel free to assert your duly noted opinion on this subject again without benefit of reference or provision of additional information..."
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Re: I Attribute My Investment Success To...
07-05-2006, 02:44 PM
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#15
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Recycles dryer sheets
Join Date: Jun 2006
Posts: 322
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Define success ? I hope to er in 5 yrs
I have the boring 401k plan - about 7 funds 4 of which are based on the index's
I have the ira and roth invested in a mix of stocks
I have damn I was stoopid and bought some company stock
I have a business with my rental and lease option real estate.
Some of my lucky skillfull stock picking skills went into a self directed ira that invested in my real estate busi
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Re: I Attribute My Investment Success To...
07-05-2006, 03:26 PM
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#16
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Recycles dryer sheets
Join Date: May 2006
Posts: 230
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I don't know how to answer. Which one does buying and holding individual stocks fall under? Then again, more to the point, it is attributable to living below my means and constantly saving.
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Re: I Attribute My Investment Success To...
07-05-2006, 04:18 PM
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#17
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Thinks s/he gets paid by the post
Join Date: Jan 2006
Posts: 3,113
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Hmmmm.* I am very conservative, but I don't consider myself a buy-and-holder either.* I sell asset classes as they become "overvalued" and buy asset classes as they become "undervalued" - the over/undervaluation being determined by their relative performance to other asset classes.* But I don't consider this to be a buy and hold style since it prompts you to take profits when winners run, and buy when things tank.
Oh - my investing style is definitely boring and super low maintenance.* Deliberately so.* Can ignore the portfolio for up to a year anything if I want.
Now - before retirement I took considerable risk in having company stock as most of my net worth. That would be considered very aggressive. I suppose that's the kind of "investment success" you are really asking about?
Audrey
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Re: I Attribute My Investment Success To...
07-05-2006, 04:40 PM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2003
Location: north of Kansas City
Posts: 6,191
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"Hurry up and do something - just stand there." Bogle's advice worked for 12 yrs - I didn't even rebalance - Vanguard has computers that do that. Nowthat they have sliding asset mix as you age Target Retirement funds - I don't even worry about that 110-my age stuff anymore.
Still trying to beat them with a little side money - haven't done it in 40 yrs - but I still have a few male hormones left and you gotta hang in there.
Hope springs eternal - AND the Norwegian widow gets her dividends.
A little cross thread - going with Missouri 529. Drum roll please - Vanguard age based sliding asset mix, moderate option.
Who'd of thunk it.
heh heh heh heh heh heh heh
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Re: I Attribute My Investment Success To...
07-05-2006, 04:42 PM
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#19
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,526
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All of the above.
Made most of my money on a single stock and real estate, then grew it by diversifying, then avoided losing it through market timing, then went into buy and holding indexes.
Up until the "buy and holding indexes", the only thing that happened to me that wasnt practically sheer luck was the "diversifying" part.
__________________
Many an optimist has become rich by buying out a pessimist
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Re: I Attribute My Investment Success To...
07-05-2006, 08:16 PM
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#20
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Recycles dryer sheets
Join Date: May 2006
Posts: 374
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I'm really boring. I just buy large cap index funds. I still have some stocks that I have bought in my younger days, but not many. I think I only do 4 or 5 trades a year, which consist of just buying index funds.* My broker is always trying to get me to trade more.
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