12b-1 fees...yeah, i know what they are.
a good idea for my next email exchange with TDA. he knows i'm a FIREd engineer.
almost right on load funds and TDA...i own 2 American funds AWSHX and ANWPX, but directly with American. they are the very first funds i got into back in 97. once i figured it all out, i fired my local FA. i have no sales rep designation on my account anymore. i instructed American to remove it.
and yes, folks, you can do that.
AWSHX and ANWPX may be next on the chopping block due to exp ratio level, maybe next year. all in good time. i move slowly and carefully in this realm. i am slowly regrouping financially after a whirlwind in life.
and you folks are collectively making me a lot smarter to do just that.
if i don't say TY enough, TYTYTYTYTYTY