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Old 02-02-2014, 04:19 PM   #21
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Solve X = +3.75%

Are bonds really up that much in one month?
Vanguard LT Investment Grade (VWETX) is up 4.2% for the month including the interest payment.
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Old 02-02-2014, 04:54 PM   #22
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No idea how my portfolio is doing for the year but every day the stock market drops significantly I can't help but move some more $$ into stock funds... makes me feel better!
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Old 02-02-2014, 05:39 PM   #23
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Down 2.7% YTD. 60/40 target but currently pretty much out of bonds.
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Old 02-02-2014, 06:55 PM   #24
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Down .47% YTD.
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Old 02-03-2014, 07:57 AM   #25
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I just ran some quick numbers, and I'm down about 1.8% for the year. When I look at the dollar amount, it seems worse, simply because I had such a big run up in 2012 and 2013, that 1.8% is going to be a bigger $ amount than it used to be. So, I just try to focus on the percent.

However, during January, I did have a nice little run up in the earlier part of the month, and that number sticks in my mind more than the EOY 2013 figure. Off that January high, I'm down more like 3%. Still, nothing to lose sleep over.
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Old 02-03-2014, 08:06 AM   #26
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What I lost last month was very close to what I lost in Jan 2009.... but more than what I lost during 2010.... and since I had less money then, the % is smaller now....

Didn't do anything then and not doing anything now...
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Old 02-03-2014, 01:15 PM   #27
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Old 02-03-2014, 01:47 PM   #28
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I am down 1.3% since the start of the year with about 65% equities. Individual stock picks in the portfolio have buoyed performance rather than bonds, since I don't have much traditional bond fund exposure. This sort of thing makes me question my choice to move to more index exposure, but I still think it makes me less likely to blow myself up with a big, bad bet.
I am down -1.28387058330318. Lots of equities > 10% bonds NW up 1.9%
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Old 02-03-2014, 04:33 PM   #29
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As of the end of January, I'm down 1.4%. Started the year at 55/45 allocation, but then we sold some equities to set aside some cash to cover some high expenses over the next 3 years (2 kids in college). We sold the equities before the downturn. Then, we sold what we had in the Total Bond Fund at Vanguard and put it in the 3% Penfed 5 year certificate. So our bonds are now mostly in the short term investment grade fund at Vanguard or the part that is in Wellesley.
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Old 02-03-2014, 04:40 PM   #30
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My main account was down 1.42% with a 71 equity, 13 bond, 11 cash and 5 alt allocation. Alt is mainly gold etf and gold equities.
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Old 02-04-2014, 03:26 PM   #31
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All I can say is that the year barely started. The one with most gain at the end of the year wins .
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Old 02-04-2014, 03:33 PM   #32
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I haven't checked my portfolio's performance for January. But, including new contributions, my net worth reached a new high last month, so it can't be that bad.
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Old 02-04-2014, 03:48 PM   #33
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I try to focus on the big picture, so I have a log scale liquid net worth chart with a trend line. Below is what looked at when I saw this thread (that's just over 6 months of time). I don't think there's a problem.
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File Type: jpg logscalenetworth.jpg (1.6 KB, 145 views)
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Old 02-04-2014, 04:00 PM   #34
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I try to focus on the big picture...
"big picture"? Looks darn small to me...
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Old 02-04-2014, 04:11 PM   #35
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"big picture"? Looks darn small to me...
Hehe, yeah, but I just used 'snag-it', grabbing, as it turns out, just over one year (not 6 months) of data. The whole chart is pretty big though, 20 years.
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Old 02-04-2014, 05:30 PM   #36
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I haven't checked my portfolio's performance for January. But, including new contributions, my net worth reached a new high last month, so it can't be that bad.
Last year, I kept waiting for a modest dip to purchase my Roth, and never got it so through in the towel in late March. This year it looks to be paying off for me to wait. At least I didn't learn from my mistake and buy Jan. 1. Probably immaterial to me either way as I don't anticipate ever spending it, but I at least like a small bone thrown my way to occasionally think I am smart.
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Old 02-05-2014, 10:26 AM   #37
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Bunch of Nervous Nellies...............
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This Thread is USELESS without pics.........:)
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Old 02-05-2014, 10:39 AM   #38
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Last year, I kept waiting for a modest dip to purchase my Roth, and never got it so through in the towel in late March. This year it looks to be paying off for me to wait. At least I didn't learn from my mistake and buy Jan. 1. Probably immaterial to me either way as I don't anticipate ever spending it, but I at least like a small bone thrown my way to occasionally think I am smart.


Heck, you invest NEW money into a ROTH I just move it from my taxable account to ROTH.... this time into the same fund!!!
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Old 02-05-2014, 02:43 PM   #39
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Heck, you invest NEW money into a ROTH I just move it from my taxable account to ROTH.... this time into the same fund!!!
I kind of done a few things backwards. I took advantage of an opportunity to buy service years before retirement that severely drained my cash. I was in effect borrowing for retirement because the payback was so good. Now that I am retired, I am saving for retirement. This is my last Roth though as I am out of the part time work business for good. I hope anyways!
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Old 02-05-2014, 02:55 PM   #40
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Haven't bothered to look. Guess its down, but then the market goes up and the market goes down. After 35 years I've grown accustomed to it.
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