so i just called fidelity to talk to them about transferring my 403b at work to them. i currently have AXA but too many fees so they got to go. i'm talking to a operater and i tell him i have a 403b at work and i simply want to change vendors. he then asks me "who is letting me do that? usually you can't change vendors because it's a 403b" he starts talking of how a 403b is set up through my employer and i would have to roll my 403b into an individual IRA at fidelity. i was like of course i can transfer into a new 403b. he said i couldn't set up a 403b account. i said that i originally wanted vanguard and set up a 403b with them online but come to find out they weren't allowed in my 403plan. he then proceeds to tell me that whoever i talked to didn't know what they were doing. i then told him i talked to my plan administrator at work and 5 different people at vanguard that said it was a simple 403b transfer. he did say that he wasn't in the 403 b department...and i would have to call back. as far as i know i can transfer my 403b to another company. isn't that correct? i told him the two companies were part of my 403b plan and i just wanted to change vendors. either i have been confused all this time about 403bs or fidelity hires morons. help me out here. i